BayCom Corp BCML

Latest FY: 2025 Financial Services Banks - Regional
Market Price $31.00
Market Cap $338.73M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑2.5% YoY
$141.47M
3-Yr CAGR: 7.7%
Net Income ↑1.3% YoY
$23.93M
Net Margin: 16.9%
Free Cash Flow ↑5.0% YoY
$30.09M
FCF Yield: 8.88%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
7.1%
ROA: 0.9%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (BCML)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2017 $44.3M $14.1M $5.3M $9.3M $9.3M
FY 2018 $63.9M +44.5% $27.3M $14.5M +175.5% $6.2M $6.2M -33.1%
FY 2019 $86.1M +34.7% $34.6M $17.3M +19.5% $7.0M $7.0M +11.5%
FY 2020 $96.0M +11.4% $37.4M $13.7M -20.7% $10.0M $10.0M +43.7%
FY 2021 $92.9M -3.2% $37.7M $20.7M +50.7% $10.4M $10.4M +4.3%
FY 2022 $113.2M +21.8% $47.2M $27.0M +30.4% $39.6M $38.8M +271.7%
FY 2023 $133.3M +17.8% $68.6M $27.4M +1.6% $30.8M $28.7M -26.0%
FY 2024 $138.1M +3.6% $74.0M $23.6M -13.9% $30.4M $28.7M -0.1%
FY 2025 $141.5M +2.5% $77.6M $23.9M +1.3% $31.8M $30.1M +5.0%
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Valuation

Market Price $31.00
Market Cap $338.73M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.00
FCF Yield 8.88%
Dividend Yield N/A
Shares Outstanding 10,909,300
%

Profitability & Margins

Gross Margin 54.86%
Operating Margin 23.05%
Net Margin 16.92%
Return on Equity (ROE) 7.07%
Return on Assets (ROA) 0.92%
Asset Turnover 0.05x
Revenue 3-Yr CAGR 7.73%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $206.51M
Total Debt N/A
Book Value / Share $31.03
💧

Cash Flow Efficiency

Operating Cash Flow $31.83M
Capital Expenditures (CapEx) $1.75M
Free Cash Flow $30.09M
OCF / Revenue 22.50%
FCF / Revenue 21.27%
FCF 3-Yr CAGR -8.11%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $31.03
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $2.59B
Total Liabilities $2.26B
Stockholders' Equity $338.55M
Current Assets N/A
Current Liabilities N/A