Better Home & Finance Holding Co BETR

Latest FY: 2025 Financial Services Mortgage Finance
Market Price $13.15
Market Cap $248.14M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑52.0% YoY
$164.87M
3-Yr CAGR: -26.0%
Net Income ↑19.6% YoY
-$165.87M
Net Margin: -100.6%
Free Cash Flow ↑56.2% YoY
-$167.77M
FCF Yield: -67.61%
EPS (Diluted) ↑20.9% YoY
$-10.80
Basic: $-10.80
Return on Equity Efficiency
-446.1%
ROA: -11.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (BETR)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2020
FY 2021 $-6.5M $-0.45 0.00% $-3.2M $-3.2M
FY 2022 $406.7M $194.5M $8.7M +233.8% $0.75 +266.7% 0.00% $-1.2M $-12.9M -297.4%
FY 2023 -100.0% $-536.4M -6,240.7% $-1.16 -254.7% 0.00% $-159.7M $-160.2M -1,142.9%
FY 2024 $108.5M $87.0M $-206.3M +61.5% $-13.65 -1,076.7% 0.00% $-380.0M $-383.4M -139.3%
FY 2025 $164.9M +52.0% $122.0M $-165.9M +19.6% $-10.80 +20.9% 0.00% $-166.6M $-167.8M +56.2%
$

Valuation

Market Price $13.15
Market Cap $248.14M
Enterprise Value $347.11M
P/E Ratio N/A
P/B Ratio 6.67
FCF Yield -67.61%
Dividend Yield N/A
Shares Outstanding 18,869,800
%

Profitability & Margins

Gross Margin 74.01%
Operating Margin -100.57%
Net Margin -100.61%
Return on Equity (ROE) -446.10%
Return on Assets (ROA) -11.02%
Asset Turnover 0.11x
Revenue 3-Yr CAGR -25.99%
🛡️

Financial Health & Liquidity

Current Ratio 0.03
Cash Ratio 6.64
Debt / Equity 5.347
Debt / Assets 0.132
Cash & Equivalents $99.83M
Total Debt $198.80M
Book Value / Share $1.97
💧

Cash Flow Efficiency

Operating Cash Flow -$166.57M
Capital Expenditures (CapEx) $1.19M
Free Cash Flow -$167.77M
OCF / Revenue -101.03%
FCF / Revenue -101.76%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) $-10.80
EPS (Basic) $-10.80
Dividends / Share N/A
Book Value / Share $1.97
EPS YoY Growth 20.88%
🏛️

Balance Sheet (FY 2025)

Total Assets $1.51B
Total Liabilities $1.47B
Stockholders' Equity $37.18M
Current Assets $419.18K
Current Liabilities $15.02M