BROWN & BROWN, INC. BRO

Latest FY: 2025 Financial Services Insurance Brokers
Market Price $70.50
Market Cap $24.28B
P/E Ratio 22.31
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑22.8% YoY
$5.90B
3-Yr CAGR: 18.2%
Net Income ↑6.1% YoY
$1.05B
Net Margin: 17.9%
Free Cash Flow ↑26.6% YoY
$1.38B
FCF Yield: 5.69%
EPS (Diluted) ↓-8.7% YoY
$3.16
Basic: $3.37
Return on Equity Efficiency
4,053.8%
ROA: 12.2%
⚡ Elevated ROE due to low book equity from buybacks

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (BRO)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $1,766.6M $1,727.1M $257.5M $0.91 $375.2M $357.4M
FY 2017 $1,881.3M +6.5% $1,843.0M $399.6M +55.2% $1.41 +54.4% $442.0M $417.8M +16.9%
FY 2018 $2,014.2M +7.1% $1,973.7M $344.3M -13.9% $1.22 -13.2% $567.5M $526.0M +25.9%
FY 2019 $2,392.2M +18.8% $2,328.5M $398.5M +15.8% $1.40 +14.8% $678.2M $605.1M +15.0%
FY 2020 $2,613.4M +9.2% $2,554.4M $480.5M +20.6% $1.69 +20.7% $721.6M $650.9M +7.6%
FY 2021 $3,051.4M +16.8% $2,986.4M $587.1M +22.2% $2.07 +22.5% $942.5M $897.4M +37.9%
FY 2022 $3,573.4M +17.1% $3,432.2M $671.8M +14.4% $2.37 +14.5% $881.4M $828.8M -7.6%
FY 2023 $4,257.1M +19.1% $4,067.1M $870.5M +29.6% $3.05 +28.7% $1,009.5M $940.6M +13.5%
FY 2024 $4,805.0M +12.9% $4,612.0M $993.0M +14.1% $3.46 +13.4% $1,174.0M $1,092.0M +16.1%
FY 2025 $5,902.0M +22.8% $5,605.0M $1,054.0M +6.1% $3.16 -8.7% $1,450.0M $1,382.0M +26.6%
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Valuation

Market Price $70.50
Market Cap $24.28B
Enterprise Value $30.81B
P/E Ratio 22.31
P/B Ratio 919.07
FCF Yield 5.69%
Dividend Yield 4.78%
Shares Outstanding 338,947,800
%

Profitability & Margins

Gross Margin 94.97%
Operating Margin 23.23%
Net Margin 17.86%
Return on Equity (ROE) 4,053.85%
Return on Assets (ROA) 12.24%
Asset Turnover 0.69x
Revenue 3-Yr CAGR 18.21%
🛡️

Financial Health & Liquidity

Current Ratio 9.84
Cash Ratio 1.23
Debt / Equity 292.808
Debt / Assets 0.884
Cash & Equivalents $1.08B
Total Debt $7.61B
Book Value / Share $0.08
💧

Cash Flow Efficiency

Operating Cash Flow $1.45B
Capital Expenditures (CapEx) $68.00M
Free Cash Flow $1.38B
OCF / Revenue 24.57%
FCF / Revenue 23.42%
FCF 3-Yr CAGR 18.58%
🏷️

Per Share Metrics

EPS (Diluted) $3.16
EPS (Basic) $3.37
Dividends / Share $3.37
Book Value / Share $0.08
EPS YoY Growth -8.67%
🏛️

Balance Sheet (FY 2025)

Total Assets $8.61B
Total Liabilities $875.00M
Stockholders' Equity $26.00M
Current Assets $8.61B
Current Liabilities $875.00M