Bankwell Financial Group, Inc. BWFG

Latest FY: 2025 Financial Services Banks - Regional
Market Price $68.22
Market Cap $543.93M
P/E Ratio 15.33
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑44.0% YoY
$2.83M
3-Yr CAGR: 38.1%
Net Income ↑260.3% YoY
$35.20M
Net Margin: 1,245.5%
Free Cash Flow ↓-7.5% YoY
$27.13M
FCF Yield: 4.99%
EPS (Diluted) ↑261.8% YoY
$4.45
Basic: $4.49
Return on Equity Efficiency
11.7%
ROA: 1.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (BWFG)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2021: Revenue YoY (+10.7%) is identical to Gross Profit YoY (+10.7%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
  • FY 2022: Revenue YoY (+22.9%) is identical to Gross Profit YoY (+22.9%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
  • FY 2023: Revenue YoY (+52.0%) is identical to Gross Profit YoY (+52.0%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
  • FY 2024: Revenue YoY (+20.5%) is identical to Gross Profit YoY (+20.5%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (+44.0%) is identical to Gross Profit YoY (+44.0%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $49.1M $37.2M $12.3M $1.62 $17.4M $9.0M
FY 2017 $54.4M +10.7% $37.5M $13.8M +12.0% $1.78 +9.9% $20.6M $18.7M +108.4%
FY 2018 $56.3M +3.6% $32.6M $17.4M +26.1% $2.21 +24.2% $20.0M $16.6M -11.1%
FY 2019 $53.8M -4.6% $24.6M $18.2M +4.5% $2.31 +4.5% $6.6M $6.0M -64.0%
FY 2020 $0.8M -98.5% $0.8M $5.9M -67.6% $0.75 -67.5% $-1.5M $-4.8M -181.0%
FY 2021 $0.9M +10.7% $0.9M $26.6M +350.3% $3.36 +348.0% $34.6M $30.3M +724.9%
FY 2022 $1.1M +22.9% $1.1M $37.4M +40.8% $4.79 +42.6% $82.7M $77.7M +156.5%
FY 2023 $1.6M +52.0% $1.6M $36.7M -2.0% $4.67 -2.5% $31.9M $29.9M -61.5%
FY 2024 $2.0M +20.5% $2.0M $9.8M -73.4% $1.23 -73.7% $29.9M $29.3M -1.9%
FY 2025 $2.8M +44.0% $2.8M $35.2M +260.3% $4.45 +261.8% $28.3M $27.1M -7.5%
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Valuation

Market Price $68.22
Market Cap $543.93M
Enterprise Value N/A
P/E Ratio 15.33
P/B Ratio 1.80
FCF Yield 4.99%
Dividend Yield 1.17%
Shares Outstanding 7,973,200
%

Profitability & Margins

Gross Margin 2.76%
Operating Margin 1,716.03%
Net Margin 1,245.51%
Return on Equity (ROE) 11.67%
Return on Assets (ROA) 1.05%
Asset Turnover 0.00x
Revenue 3-Yr CAGR 38.14%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $96.36M
Total Debt N/A
Book Value / Share $37.81
💧

Cash Flow Efficiency

Operating Cash Flow $28.27M
Capital Expenditures (CapEx) $1.14M
Free Cash Flow $27.13M
OCF / Revenue 1,000.46%
FCF / Revenue 959.98%
FCF 3-Yr CAGR -29.59%
🏷️

Per Share Metrics

EPS (Diluted) $4.45
EPS (Basic) $4.49
Dividends / Share $0.80
Book Value / Share $37.81
EPS YoY Growth 261.79%
🏛️

Balance Sheet (FY 2025)

Total Assets $3.36B
Total Liabilities $3.06B
Stockholders' Equity $301.49M
Current Assets N/A
Current Liabilities N/A