← Baldwin Insurance Group, Inc. BWIN
Market Price
$31.53
Market Cap
$3.01B
P/E Ratio
N/A
Revenue (FY 2025)
↑8.3% YoY
$1.50B
3-Yr CAGR: 15.3%
Net Income
↓-34.2% YoY
-$52.79M
Net Margin: -3.5%
Free Cash Flow
↓-212.8% YoY
-$68.94M
FCF Yield: -2.29%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
-8.8%
ROA: -1.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (BWIN)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2018 | $-6.6M | — | — | $-0.6M | — | — | — | $11.8M | $11.3M | — |
| FY 2019 | $-10.6M | -60.6% | — | $-8.7M | -1,286.2% | — | — | $12.0M | $10.3M | -8.6% |
| FY 2020 | $-7.9M | +26.2% | — | $-15.7M | -81.5% | — | — | $36.8M | $31.3M | +204.5% |
| FY 2021 | $567.3M | +7,320.2% | $540.4M | $-30.6M | -95.2% | — | — | $40.1M | $34.8M | +11.0% |
| FY 2022 | $980.7M | +72.9% | $909.6M | $-41.8M | -36.3% | — | — | $-2.5M | $-24.4M | -170.2% |
| FY 2023 | $1,218.6M | +24.3% | $1,099.1M | $-162.7M | -289.6% | — | — | $44.6M | $23.3M | +195.2% |
| FY 2024 | $1,389.0M | +14.0% | $1,265.4M | $-39.4M | +75.8% | — | — | $102.2M | $61.1M | +162.6% |
| FY 2025 | $1,504.9M | +8.3% | $1,383.5M | $-52.8M | -34.2% | — | — | $-29.4M | $-68.9M | -212.8% |
Valuation
Market Price
$31.53
Market Cap
$3.01B
Enterprise Value
$4.45B
P/E Ratio
N/A
P/B Ratio
5.12
FCF Yield
-2.29%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
91.93%
Operating Margin
4.91%
Net Margin
-3.51%
Return on Equity (ROE)
-8.80%
Return on Assets (ROA)
-1.37%
Asset Turnover
0.39x
Revenue 3-Yr CAGR
15.34%
Financial Health & Liquidity
Current Ratio
0.05
Cash Ratio
0.49
Debt / Equity
2.609
Debt / Assets
0.405
Cash & Equivalents
$123.67M
Total Debt
$1.57B
Book Value / Share
$6.16
Cash Flow Efficiency
Operating Cash Flow
-$29.42M
Capital Expenditures (CapEx)
$39.53M
Free Cash Flow
-$68.94M
OCF / Revenue
-1.95%
FCF / Revenue
-4.58%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$6.16
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$3.86B
Total Liabilities
$2.78B
Stockholders' Equity
$600.22M
Current Assets
$13.65M
Current Liabilities
$252.56M