← BYLINE BANCORP, INC. BY
Market Price
$39.24
Market Cap
$1.78B
P/E Ratio
N/A
Revenue (FY 2025)
↓-5.0% YoY
$12.26M
3-Yr CAGR: -3.1%
Net Income
↑7.7% YoY
$130.05M
Net Margin: 1,060.7%
Free Cash Flow
↓-20.4% YoY
$136.32M
FCF Yield: 7.66%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
10.3%
ROA: 1.3%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (BY)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2020: Revenue YoY (+5.8%) is identical to Gross Profit YoY (+5.8%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+12.1%) is identical to Gross Profit YoY (+12.1%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+6.2%) is identical to Gross Profit YoY (+6.2%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (+0.2%) is identical to Gross Profit YoY (+0.2%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (-4.4%) is identical to Gross Profit YoY (-4.4%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (-5.0%) is identical to Gross Profit YoY (-5.0%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | — | — | — | — | — | — | — | $-26.2M | $-32.2M | — |
| FY 2017 | $122.9M | — | $4.4M | $21.7M | — | — | — | $2.1M | $-0.4M | +98.7% |
| FY 2018 | $178.6M | +45.3% | $23.7M | $41.2M | +89.9% | — | — | $79.9M | $77.4M | +18,387.7% |
| FY 2019 | $10.7M | -94.0% | $10.7M | $57.0M | +38.4% | — | — | $29.3M | $25.0M | -67.6% |
| FY 2020 | $11.3M | +5.8% | $11.3M | $37.5M | -34.3% | — | — | $109.0M | $105.1M | +319.6% |
| FY 2021 | $12.7M | +12.1% | $12.7M | $92.8M | +147.6% | — | — | $74.4M | $72.2M | -31.3% |
| FY 2022 | $13.5M | +6.2% | $13.5M | $88.0M | -5.2% | — | — | $220.3M | $216.7M | +200.2% |
| FY 2023 | $13.5M | +0.2% | $13.5M | $107.9M | +22.7% | — | — | $166.1M | $162.2M | -25.1% |
| FY 2024 | $12.9M | -4.4% | $12.9M | $120.8M | +11.9% | — | — | $175.2M | $171.2M | +5.5% |
| FY 2025 | $12.3M | -5.0% | $12.3M | $130.1M | +7.7% | — | — | $140.3M | $136.3M | -20.4% |
Valuation
Market Price
$39.24
Market Cap
$1.78B
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
1.41
FCF Yield
7.66%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
4.92%
Operating Margin
1,413.04%
Net Margin
1,060.69%
Return on Equity (ROE)
10.26%
Return on Assets (ROA)
1.35%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
-3.11%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$149.09M
Total Debt
N/A
Book Value / Share
$27.92
Cash Flow Efficiency
Operating Cash Flow
$140.32M
Capital Expenditures (CapEx)
$4.00M
Free Cash Flow
$136.32M
OCF / Revenue
1,144.43%
FCF / Revenue
1,111.83%
FCF 3-Yr CAGR
-14.32%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$27.92
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$9.65B
Total Liabilities
$8.38B
Stockholders' Equity
$1.27B
Current Assets
N/A
Current Liabilities
N/A