CAMDEN NATIONAL CORP CAC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $58.91
Market Cap $991.71M
P/E Ratio 15.34
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑17.9% YoY
$52.52M
3-Yr CAGR: 8.9%
Net Income ↑22.9% YoY
$65.16M
Net Margin: 124.1%
Free Cash Flow ↑5.1% YoY
$58.20M
FCF Yield: 5.87%
EPS (Diluted) ↑6.1% YoY
$3.84
Basic: $3.86
Return on Equity Efficiency
9.4%
ROA: 153.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (CAC)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2024: Revenue YoY (+32.7%) is identical to Gross Profit YoY (+32.7%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (+17.9%) is identical to Gross Profit YoY (+17.9%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $113.1M $96.5M $40.1M $2.57 $57.4M $55.7M
FY 2017 $115.3M +2.0% $94.5M $28.5M -28.9% $1.82 -29.2% $58.3M $55.5M -0.5%
FY 2018 $120.4M +4.4% $89.4M $53.1M +86.4% $3.39 +86.3% $64.3M $59.3M +6.9%
FY 2019 $42.1M -65.0% $1.2M $57.2M +7.8% $3.69 +8.8% $32.9M $28.6M -51.8%
FY 2020 $50.5M +19.9% $29.6M $59.5M +4.0% $3.95 +7.0% $18.2M $15.3M -46.5%
FY 2021 $49.7M -1.5% $38.7M $69.0M +16.0% $4.60 +16.5% $142.7M $140.9M +820.4%
FY 2022 $40.7M -18.2% $15.6M $61.4M -11.0% $4.17 -9.3% $105.2M $103.0M -26.9%
FY 2023 $33.6M -17.5% $33.6M $43.4M -29.4% $2.97 -28.8% $67.5M $64.9M -37.0%
FY 2024 $44.5M +32.7% $44.5M $53.0M +22.2% $3.62 +21.9% $60.9M $55.4M -14.7%
FY 2025 $52.5M +17.9% $52.5M $65.2M +22.9% $3.84 +6.1% $63.9M $58.2M +5.1%
$

Valuation

Market Price $58.91
Market Cap $991.71M
Enterprise Value $925.71M
P/E Ratio 15.34
P/B Ratio 1.43
FCF Yield 5.87%
Dividend Yield 2.85%
Shares Outstanding 16,914,700
%

Profitability & Margins

Gross Margin 30.91%
Operating Margin 149.76%
Net Margin 124.06%
Return on Equity (ROE) 9.35%
Return on Assets (ROA) 153.03%
Asset Turnover 1.23x
Revenue 3-Yr CAGR 8.87%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.001
Debt / Assets 0.023
Cash & Equivalents $67.00M
Total Debt $1.00M
Book Value / Share $41.18
💧

Cash Flow Efficiency

Operating Cash Flow $63.91M
Capital Expenditures (CapEx) $5.71M
Free Cash Flow $58.20M
OCF / Revenue 121.69%
FCF / Revenue 110.82%
FCF 3-Yr CAGR -17.33%
🏷️

Per Share Metrics

EPS (Diluted) $3.84
EPS (Basic) $3.86
Dividends / Share $1.68
Book Value / Share $41.18
EPS YoY Growth 6.08%
🏛️

Balance Sheet (FY 2025)

Total Assets $42.58M
Total Liabilities $6.28B
Stockholders' Equity $696.56M
Current Assets N/A
Current Liabilities N/A