← Carter Bankshares, Inc. CARE
Market Price
$32.68
Market Cap
$725.99M
P/E Ratio
N/A
Revenue (FY 2025)
↓-32.4% YoY
$46.00K
3-Yr CAGR: 0.0%
Net Income
↑27.9% YoY
$31.36M
Net Margin: 68,178.3%
Free Cash Flow
↑10.4% YoY
$31.81M
FCF Yield: 4.38%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
7.5%
ROA: 0.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CARE)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2020: Revenue YoY (+212.1%) is identical to Gross Profit YoY (+212.1%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (-0.2%) is identical to Gross Profit YoY (-0.2%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (-99.3%) is identical to Gross Profit YoY (-99.3%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2025: Revenue YoY (-32.4%) is identical to Gross Profit YoY (-32.4%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2019 | $2.2M | — | $2.2M | $26.6M | — | — | — | $38.3M | $38.3M | — |
| FY 2020 | $6.9M | +212.1% | $6.9M | $-45.9M | -272.6% | — | — | $7.7M | $7.7M | -79.9% |
| FY 2021 | $6.9M | -0.2% | $6.9M | $31.6M | +168.9% | — | — | $77.5M | $77.5M | +906.5% |
| FY 2022 | $0.0M | -99.3% | $0.0M | $50.1M | +58.7% | — | — | $70.8M | $65.3M | -15.8% |
| FY 2023 | $-1.5M | -3,406.5% | — | $23.4M | -53.3% | — | — | $46.7M | $36.9M | -43.5% |
| FY 2024 | $0.1M | +104.5% | $0.1M | $24.5M | +4.9% | — | — | $36.9M | $28.8M | -22.0% |
| FY 2025 | $0.0M | -32.4% | $0.0M | $31.4M | +27.9% | — | — | $39.9M | $31.8M | +10.4% |
Valuation
Market Price
$32.68
Market Cap
$725.99M
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
1.73
FCF Yield
4.38%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
0.04%
Operating Margin
155,136.96%
Net Margin
68,178.26%
Return on Equity (ROE)
7.47%
Return on Assets (ROA)
0.65%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
0.00%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$18.89
Cash Flow Efficiency
Operating Cash Flow
$39.86M
Capital Expenditures (CapEx)
$8.05M
Free Cash Flow
$31.81M
OCF / Revenue
86,656.52%
FCF / Revenue
69,145.65%
FCF 3-Yr CAGR
-21.32%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$18.89
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$4.85B
Total Liabilities
$4.43B
Stockholders' Equity
$419.70M
Current Assets
N/A
Current Liabilities
N/A