← CATHAY GENERAL BANCORP CATY
Market Price
$64.94
Market Cap
$4.33B
P/E Ratio
14.30
Revenue (FY 2025)
↑2.9% YoY
$53.79M
3-Yr CAGR: 8.4%
Net Income
↑10.2% YoY
$315.12M
Net Margin: 585.8%
Free Cash Flow
↑11.7% YoY
$363.66M
FCF Yield: 8.40%
EPS (Diluted)
↑14.9% YoY
$4.54
Basic: $4.55
Return on Equity
Efficiency
10.8%
ROA: 11,745.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CATY)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+12.5%) is identical to Gross Profit YoY (+12.5%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (+2.4%) is identical to Gross Profit YoY (+2.4%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+21.2%) is identical to Gross Profit YoY (+21.2%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+7.9%) is identical to Gross Profit YoY (+7.9%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (+4.1%) is identical to Gross Profit YoY (+4.1%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (+19.0%) is identical to Gross Profit YoY (+19.0%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+2.9%) is identical to Gross Profit YoY (+2.9%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $417.9M | — | $336.7M | $175.1M | — | $2.19 | — | $234.4M | $230.9M | — |
| FY 2017 | $495.7M | +18.6% | $415.3M | $176.0M | +0.5% | $2.17 | -0.9% | $248.9M | $245.7M | +6.4% |
| FY 2018 | $28.0M | -94.4% | $28.0M | $271.9M | +54.4% | $3.33 | +53.5% | $336.5M | $329.9M | +34.3% |
| FY 2019 | $31.5M | +12.5% | $31.5M | $279.1M | +2.7% | $3.48 | +4.5% | $435.0M | $427.8M | +29.7% |
| FY 2020 | $32.2M | +2.4% | $32.2M | $228.9M | -18.0% | $2.87 | -17.5% | $320.0M | $314.2M | -26.6% |
| FY 2021 | $39.1M | +21.2% | $39.1M | $298.3M | +30.3% | $3.80 | +32.4% | $334.3M | $330.6M | +5.2% |
| FY 2022 | $42.2M | +7.9% | $42.2M | $360.6M | +20.9% | $4.83 | +27.1% | $467.4M | $464.0M | +40.4% |
| FY 2023 | $43.9M | +4.1% | $43.9M | $354.1M | -1.8% | $4.86 | +0.6% | $384.7M | $381.3M | -17.8% |
| FY 2024 | $52.3M | +19.0% | $52.3M | $286.0M | -19.2% | $3.95 | -18.7% | $329.2M | $325.5M | -14.6% |
| FY 2025 | $53.8M | +2.9% | $53.8M | $315.1M | +10.2% | $4.54 | +14.9% | $368.6M | $363.7M | +11.7% |
Valuation
Market Price
$64.94
Market Cap
$4.33B
Enterprise Value
$3.85B
P/E Ratio
14.30
P/B Ratio
1.49
FCF Yield
8.40%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
8.67%
Operating Margin
725.37%
Net Margin
585.81%
Return on Equity (ROE)
10.77%
Return on Assets (ROA)
11,745.21%
Asset Turnover
20.05x
Revenue 3-Yr CAGR
8.45%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.041
Debt / Assets
44.404
Cash & Equivalents
$600.29M
Total Debt
$119.14M
Book Value / Share
$43.64
Cash Flow Efficiency
Operating Cash Flow
$368.57M
Capital Expenditures (CapEx)
$4.91M
Free Cash Flow
$363.66M
OCF / Revenue
685.16%
FCF / Revenue
676.03%
FCF 3-Yr CAGR
-7.80%
Per Share Metrics
EPS (Diluted)
$4.54
EPS (Basic)
$4.55
Dividends / Share
N/A
Book Value / Share
$43.64
EPS YoY Growth
14.94%
Balance Sheet (FY 2025)
Total Assets
$2.68M
Total Liabilities
$21.30B
Stockholders' Equity
$2.93B
Current Assets
N/A
Current Liabilities
N/A