← COLONY BANKCORP INC CBAN
Market Price
$22.23
Market Cap
$470.59M
P/E Ratio
13.98
Revenue (FY 2025)
$132.18M
Full year reported
Net Income
↑18.4% YoY
$28.25M
Net Margin: 21.4%
Free Cash Flow
↓-130.9% YoY
-$6.90M
FCF Yield: -1.47%
EPS (Diluted)
↑16.9% YoY
$1.59
Basic: $1.59
Return on Equity
Efficiency
7.5%
ROA: 359.9%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CBAN)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $47.7M | — | $41.2M | $8.7M | — | $0.84 | — | $13.4M | $10.1M | — |
| FY 2017 | $48.8M | +2.3% | $41.9M | $7.8M | -10.6% | $0.87 | +3.6% | $12.5M | $11.2M | +10.6% |
| FY 2018 | $50.4M | +3.4% | $42.2M | $11.9M | +53.8% | $1.40 | +60.9% | $14.9M | $12.1M | +8.5% |
| FY 2019 | $62.6M | +24.2% | $50.0M | $10.2M | -14.3% | $1.12 | -20.0% | $3.9M | $0.4M | -96.3% |
| FY 2020 | $79.5M | +27.0% | $71.6M | $11.8M | +15.7% | $1.24 | +10.7% | $-19.1M | $-23.3M | -5,308.7% |
| FY 2021 | $0.1M | -99.9% | $0.1M | $18.7M | +57.9% | $1.66 | +33.9% | $36.1M | $30.3M | +229.7% |
| FY 2022 | — | -100.0% | — | $19.5M | +4.7% | $1.14 | -31.3% | $49.7M | $46.8M | +54.8% |
| FY 2023 | $0.2M | — | $0.2M | $21.7M | +11.3% | $1.24 | +8.8% | $21.0M | $17.4M | -62.9% |
| FY 2024 | — | -100.0% | — | $23.9M | +9.8% | $1.36 | +9.7% | $23.4M | $22.3M | +28.5% |
| FY 2025 | $132.2M | — | $74.1M | $28.3M | +18.4% | $1.59 | +16.9% | $-5.5M | $-6.9M | -130.9% |
Valuation
Market Price
$22.23
Market Cap
$470.59M
Enterprise Value
$624.60M
P/E Ratio
13.98
P/B Ratio
1.25
FCF Yield
-1.47%
Dividend Yield
2.07%
Shares Outstanding
Profitability & Margins
Gross Margin
56.08%
Operating Margin
26.58%
Net Margin
21.37%
Return on Equity (ROE)
7.52%
Return on Assets (ROA)
359.86%
Asset Turnover
16.84x
Revenue 3-Yr CAGR
N/A
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.687
Debt / Assets
32.875
Cash & Equivalents
$104.09M
Total Debt
$258.10M
Book Value / Share
$17.77
Cash Flow Efficiency
Operating Cash Flow
-$5.54M
Capital Expenditures (CapEx)
$1.35M
Free Cash Flow
-$6.90M
OCF / Revenue
-4.20%
FCF / Revenue
-5.22%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$1.59
EPS (Basic)
$1.59
Dividends / Share
$0.46
Book Value / Share
$17.77
EPS YoY Growth
16.91%
Balance Sheet (FY 2025)
Total Assets
$7.85M
Total Liabilities
$3.36B
Stockholders' Equity
$375.92M
Current Assets
N/A
Current Liabilities
N/A