← Capital Bancorp Inc CBNK
Market Price
$37.71
Market Cap
$614.71M
P/E Ratio
11.06
Revenue (FY 2025)
↑26.7% YoY
$310.06M
3-Yr CAGR: 19.9%
Net Income
↑84.6% YoY
$57.17M
Net Margin: 18.4%
Free Cash Flow
↑105.5% YoY
$67.35M
FCF Yield: 10.96%
EPS (Diluted)
↑60.8% YoY
$3.41
Basic: $3.45
Return on Equity
Efficiency
14.2%
ROA: 1.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CBNK)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2018 | $72.6M | — | $18.5M | $12.8M | — | $1.02 | — | $28.3M | $26.6M | — |
| FY 2019 | $90.6M | +24.8% | $24.1M | $16.9M | +32.3% | $1.21 | +18.6% | $-26.3M | $-26.6M | -200.3% |
| FY 2020 | $116.7M | +28.7% | $17.9M | $25.8M | +52.8% | $1.87 | +54.5% | $5.5M | $5.2M | +119.5% |
| FY 2021 | $173.9M | +49.0% | $63.8M | $40.0M | +54.8% | $2.84 | +51.9% | $132.1M | $132.1M | +2,444.4% |
| FY 2022 | $180.0M | +3.5% | $70.9M | $41.8M | +4.6% | $2.91 | +2.5% | $51.4M | $49.8M | -62.3% |
| FY 2023 | $208.2M | +15.6% | $97.4M | $35.9M | -14.2% | $2.55 | -12.4% | $47.4M | $45.3M | -9.2% |
| FY 2024 | $244.7M | +17.5% | $118.5M | $31.0M | -13.7% | $2.12 | -16.9% | $34.9M | $32.8M | -27.6% |
| FY 2025 | $310.1M | +26.7% | $155.0M | $57.2M | +84.6% | $3.41 | +60.8% | $69.7M | $67.3M | +105.5% |
Valuation
Market Price
$37.71
Market Cap
$614.71M
Enterprise Value
N/A
P/E Ratio
11.06
P/B Ratio
1.53
FCF Yield
10.96%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
49.98%
Operating Margin
42.61%
Net Margin
18.44%
Return on Equity (ROE)
14.23%
Return on Assets (ROA)
1.59%
Asset Turnover
0.09x
Revenue 3-Yr CAGR
19.87%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$255.56M
Total Debt
N/A
Book Value / Share
$24.67
Cash Flow Efficiency
Operating Cash Flow
$69.72M
Capital Expenditures (CapEx)
$2.37M
Free Cash Flow
$67.35M
OCF / Revenue
22.49%
FCF / Revenue
21.72%
FCF 3-Yr CAGR
10.56%
Per Share Metrics
EPS (Diluted)
$3.41
EPS (Basic)
$3.45
Dividends / Share
N/A
Book Value / Share
$24.67
EPS YoY Growth
60.85%
Balance Sheet (FY 2025)
Total Assets
$3.61B
Total Liabilities
$3.61B
Stockholders' Equity
$401.76M
Current Assets
N/A
Current Liabilities
N/A