← COMMERCE BANCSHARES INC /MO/ CBSH
Market Price
$60.26
Market Cap
$8.64B
P/E Ratio
14.92
Revenue (FY 2025)
↑6.5% YoY
$1.76B
3-Yr CAGR: 5.8%
Net Income
↑7.6% YoY
$566.25M
Net Margin: 32.1%
Free Cash Flow
↑11.4% YoY
$592.39M
FCF Yield: 6.86%
EPS (Diluted)
↑9.6% YoY
$4.04
Basic: $4.04
Return on Equity
Efficiency
14.9%
ROA: 4,254.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CBSH)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $1,154.4M | — | $1,121.4M | $275.4M | — | $2.05 | — | $432.4M | $407.9M | — |
| FY 2017 | $1,220.3M | +5.7% | $1,176.6M | $319.4M | +16.0% | $2.26 | +10.7% | $433.2M | $402.4M | -1.3% |
| FY 2018 | $1,325.2M | +8.6% | $1,259.8M | $433.5M | +35.7% | $3.11 | +37.3% | $552.7M | $519.4M | +29.1% |
| FY 2019 | $1,346.0M | +1.6% | $1,242.6M | $421.2M | -2.8% | $2.95 | -5.3% | $512.8M | $470.2M | -9.5% |
| FY 2020 | $1,335.7M | -0.8% | $1,292.9M | $354.1M | -15.9% | $2.51 | -14.7% | $624.0M | $590.9M | +25.7% |
| FY 2021 | $1,395.8M | +4.5% | $1,383.0M | $530.8M | +49.9% | $3.91 | +55.5% | $597.7M | $541.0M | -8.4% |
| FY 2022 | $1,488.7M | +6.7% | $1,431.9M | $488.4M | -8.0% | $3.49 | -10.7% | $559.4M | $494.2M | -8.7% |
| FY 2023 | $1,571.2M | +5.5% | $1,188.0M | $477.1M | -2.3% | $3.30 | -5.5% | $488.8M | $400.7M | -18.9% |
| FY 2024 | $1,655.8M | +5.4% | $1,226.5M | $526.3M | +10.3% | $3.69 | +11.6% | $577.9M | $531.7M | +32.7% |
| FY 2025 | $1,764.1M | +6.5% | $1,392.3M | $566.3M | +7.6% | $4.04 | +9.6% | $645.1M | $592.4M | +11.4% |
Valuation
Market Price
$60.26
Market Cap
$8.64B
Enterprise Value
N/A
P/E Ratio
14.92
P/B Ratio
2.29
FCF Yield
6.86%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
78.92%
Operating Margin
41.48%
Net Margin
32.10%
Return on Equity (ROE)
14.94%
Return on Assets (ROA)
4,254.01%
Asset Turnover
132.53x
Revenue 3-Yr CAGR
5.82%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$511.85M
Total Debt
N/A
Book Value / Share
$26.35
Cash Flow Efficiency
Operating Cash Flow
$645.14M
Capital Expenditures (CapEx)
$52.75M
Free Cash Flow
$592.39M
OCF / Revenue
36.57%
FCF / Revenue
33.58%
FCF 3-Yr CAGR
6.23%
Per Share Metrics
EPS (Diluted)
$4.04
EPS (Basic)
$4.04
Dividends / Share
N/A
Book Value / Share
$26.35
EPS YoY Growth
9.61%
Balance Sheet (FY 2025)
Total Assets
$13.31M
Total Liabilities
$29.10B
Stockholders' Equity
$3.79B
Current Assets
N/A
Current Liabilities
N/A