COASTAL FINANCIAL CORP CCB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $52.51
Market Cap $774.79M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-20.4% YoY
$264.34M
3-Yr CAGR: 93.8%
Net Income ↑3.9% YoY
$46.99M
Net Margin: 17.8%
Free Cash Flow ↓-1.5% YoY
$246.15M
FCF Yield: 31.77%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
9.6%
ROA: 1.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (CCB)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2019: Revenue YoY (+40.0%) is identical to Gross Profit YoY (+40.0%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
  • FY 2020: Revenue YoY (+10.8%) is identical to Gross Profit YoY (+10.8%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
  • FY 2021: Revenue YoY (+135.5%) is identical to Gross Profit YoY (+135.5%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
  • FY 2022: Revenue YoY (+19.9%) is identical to Gross Profit YoY (+19.9%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2018 $8.3M $8.3M $9.7M $14.4M $13.3M
FY 2019 $11.6M +40.0% $11.6M $13.2M +36.1% $13.7M $12.5M -6.0%
FY 2020 $12.9M +10.8% $12.9M $15.1M +14.7% $19.3M $14.0M +12.1%
FY 2021 $30.3M +135.5% $30.3M $27.0M +78.3% $29.8M $27.3M +95.2%
FY 2022 $36.3M +19.9% $36.3M $40.6M +50.4% $67.1M $64.3M +135.8%
FY 2023 $227.2M +526.0% $22.5M $44.6M +9.7% $196.5M $190.3M +196.1%
FY 2024 $332.0M +46.1% $85.7M $45.2M +1.4% $259.8M $249.9M +31.3%
FY 2025 $264.3M -20.4% $61.2M $47.0M +3.9% $254.6M $246.1M -1.5%
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Valuation

Market Price $52.51
Market Cap $774.79M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.63
FCF Yield 31.77%
Dividend Yield N/A
Shares Outstanding 15,248,800
%

Profitability & Margins

Gross Margin 23.17%
Operating Margin 23.17%
Net Margin 17.78%
Return on Equity (ROE) 9.57%
Return on Assets (ROA) 0.99%
Asset Turnover 0.06x
Revenue 3-Yr CAGR 93.82%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $32.20
💧

Cash Flow Efficiency

Operating Cash Flow $254.58M
Capital Expenditures (CapEx) $8.44M
Free Cash Flow $246.15M
OCF / Revenue 96.31%
FCF / Revenue 93.12%
FCF 3-Yr CAGR 56.47%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $32.20
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $4.74B
Total Liabilities $4.25B
Stockholders' Equity $490.96M
Current Assets N/A
Current Liabilities N/A