← CNB FINANCIAL CORP/PA CCNE
Market Price
$34.92
Market Cap
$1.03B
P/E Ratio
14.02
Revenue (FY 2025)
↑12.2% YoY
$254.12M
3-Yr CAGR: 4.2%
Net Income
↑21.2% YoY
$66.13M
Net Margin: 26.0%
Free Cash Flow
↑6.2% YoY
$58.65M
FCF Yield: 5.67%
EPS (Diluted)
↑4.2% YoY
$2.49
Basic: $2.50
Return on Equity
Efficiency
7.6%
ROA: 0.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CCNE)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $85.9M | — | $72.9M | $20.5M | — | $1.42 | — | $26.8M | $16.6M | — |
| FY 2017 | $97.0M | +13.0% | $79.7M | $23.9M | +16.2% | $1.57 | +10.6% | $30.8M | $25.5M | +53.5% |
| FY 2018 | $109.4M | +12.7% | $82.4M | $33.7M | +41.3% | $2.21 | +40.8% | $43.8M | $40.7M | +59.3% |
| FY 2019 | $123.0M | +12.4% | $83.4M | $40.1M | +18.9% | $2.63 | +19.0% | $51.9M | $42.9M | +5.3% |
| FY 2020 | $142.7M | +16.0% | $110.2M | $32.7M | -18.3% | $1.97 | -25.1% | $28.8M | $23.1M | -46.1% |
| FY 2021 | $193.2M | +35.4% | $173.4M | $57.7M | +76.2% | $3.16 | +60.4% | $58.9M | $52.4M | +126.9% |
| FY 2022 | $224.4M | +16.2% | $200.3M | $63.2M | +9.5% | $3.26 | +3.2% | $64.1M | $51.8M | -1.3% |
| FY 2023 | $223.2M | -0.6% | $119.3M | $58.0M | -8.2% | $2.55 | -21.8% | $47.0M | $36.2M | -30.1% |
| FY 2024 | $226.6M | +1.5% | $88.6M | $54.6M | -5.9% | $2.39 | -6.3% | $71.5M | $55.2M | +52.7% |
| FY 2025 | $254.1M | +12.2% | $103.8M | $66.1M | +21.2% | $2.49 | +4.2% | $65.0M | $58.7M | +6.2% |
Valuation
Market Price
$34.92
Market Cap
$1.03B
Enterprise Value
$591.33M
P/E Ratio
14.02
P/B Ratio
1.19
FCF Yield
5.67%
Dividend Yield
2.06%
Shares Outstanding
Profitability & Margins
Gross Margin
40.85%
Operating Margin
32.45%
Net Margin
26.02%
Return on Equity (ROE)
7.58%
Return on Assets (ROA)
0.79%
Asset Turnover
0.03x
Revenue 3-Yr CAGR
4.23%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.097
Debt / Assets
0.010
Cash & Equivalents
$527.90M
Total Debt
$84.87M
Book Value / Share
$29.43
Cash Flow Efficiency
Operating Cash Flow
$64.98M
Capital Expenditures (CapEx)
$6.33M
Free Cash Flow
$58.65M
OCF / Revenue
25.57%
FCF / Revenue
23.08%
FCF 3-Yr CAGR
4.25%
Per Share Metrics
EPS (Diluted)
$2.49
EPS (Basic)
$2.50
Dividends / Share
$0.72
Book Value / Share
$29.43
EPS YoY Growth
4.18%
Balance Sheet (FY 2025)
Total Assets
$8.40B
Total Liabilities
$22.24M
Stockholders' Equity
$872.13M
Current Assets
N/A
Current Liabilities
N/A