← Capitol Federal Financial, Inc. CFFN
Market Price
$8.72
Market Cap
$1.10B
P/E Ratio
16.78
Revenue (FY 2025)
↑6.5% YoY
$16.30M
3-Yr CAGR: -3.4%
Net Income
↑79.0% YoY
$68.03M
Net Margin: 417.3%
Free Cash Flow
↑107.7% YoY
$49.84M
FCF Yield: 4.53%
EPS (Diluted)
↑79.3% YoY
$0.52
Basic: $0.52
Return on Equity
Efficiency
6.5%
ROA: 0.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CFFN)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2020: Revenue YoY (-10.8%) is identical to Gross Profit YoY (-10.8%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+11.5%) is identical to Gross Profit YoY (+11.5%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+9.7%) is identical to Gross Profit YoY (+9.7%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (-2.8%) is identical to Gross Profit YoY (-2.8%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (-13.1%) is identical to Gross Profit YoY (-13.1%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+6.5%) is identical to Gross Profit YoY (+6.5%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $192.2M | — | $83.3M | $83.5M | — | $0.63 | — | $85.0M | $70.1M | — |
| FY 2017 | $195.4M | +1.7% | $77.6M | $84.1M | +0.8% | $0.63 | 0.0% | $85.4M | $76.3M | +8.9% |
| FY 2018 | $198.8M | +1.7% | $75.7M | $98.9M | +17.6% | $0.73 | +15.9% | $124.2M | $112.4M | +47.3% |
| FY 2019 | $16.6M | -91.6% | $16.6M | $94.2M | -4.7% | $0.68 | -6.8% | $80.9M | $69.2M | -38.4% |
| FY 2020 | $14.8M | -10.8% | $14.8M | $64.5M | -31.5% | $0.47 | -30.9% | $92.9M | $78.2M | +13.0% |
| FY 2021 | $16.5M | +11.5% | $16.5M | $76.1M | +17.9% | $0.56 | +19.1% | $74.5M | $65.1M | -16.8% |
| FY 2022 | $18.1M | +9.7% | $18.1M | $84.5M | +11.0% | $0.62 | +10.7% | $97.3M | $91.7M | +41.0% |
| FY 2023 | $17.6M | -2.8% | $17.6M | $-101.7M | -220.4% | $-0.76 | -222.6% | $47.5M | $41.2M | -55.0% |
| FY 2024 | $15.3M | -13.1% | $15.3M | $38.0M | +137.4% | $0.29 | +138.2% | $31.2M | $24.0M | -41.8% |
| FY 2025 | $16.3M | +6.5% | $16.3M | $68.0M | +79.0% | $0.52 | +79.3% | $55.0M | $49.8M | +107.7% |
Valuation
Market Price
$8.72
Market Cap
$1.10B
Enterprise Value
N/A
P/E Ratio
16.78
P/B Ratio
1.04
FCF Yield
4.53%
Dividend Yield
3.90%
Shares Outstanding
Profitability & Margins
Gross Margin
6.92%
Operating Margin
509.33%
Net Margin
417.33%
Return on Equity (ROE)
6.49%
Return on Assets (ROA)
0.70%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
-3.43%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$252.44M
Total Debt
N/A
Book Value / Share
$8.42
Cash Flow Efficiency
Operating Cash Flow
$55.04M
Capital Expenditures (CapEx)
$5.20M
Free Cash Flow
$49.84M
OCF / Revenue
337.67%
FCF / Revenue
305.76%
FCF 3-Yr CAGR
-18.40%
Per Share Metrics
EPS (Diluted)
$0.52
EPS (Basic)
$0.52
Dividends / Share
$0.34
Book Value / Share
$8.42
EPS YoY Growth
79.31%
Balance Sheet (FY 2025)
Total Assets
$9.78B
Total Liabilities
$2.06M
Stockholders' Equity
$1.05B
Current Assets
N/A
Current Liabilities
N/A