← CITY HOLDING CO CHCO
Market Price
$147.63
Market Cap
$2.09B
P/E Ratio
16.53
Revenue (FY 2025)
↑3.2% YoY
$74.29M
3-Yr CAGR: 2.9%
Net Income
↑11.4% YoY
$130.49M
Net Margin: 175.6%
Free Cash Flow
↓-0.6% YoY
$128.45M
FCF Yield: 6.15%
EPS (Diluted)
↑13.2% YoY
$8.93
Basic: $8.94
Return on Equity
Efficiency
16.1%
ROA: 1.9%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CHCO)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2025: Revenue YoY (+3.2%) is identical to Gross Profit YoY (+3.2%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $118.9M | — | $105.7M | $52.1M | — | $3.45 | — | $65.3M | $59.8M | — |
| FY 2017 | $126.1M | +6.0% | $109.3M | $54.3M | +4.2% | $3.48 | +0.9% | $77.8M | $71.3M | +19.2% |
| FY 2018 | $57.5M | -54.4% | $31.8M | $70.0M | +28.9% | $4.49 | +29.0% | $73.1M | $62.9M | -11.8% |
| FY 2019 | $63.8M | +11.0% | $27.4M | $89.4M | +27.6% | $5.42 | +20.7% | $98.6M | $93.9M | +49.4% |
| FY 2020 | $61.2M | -4.0% | $37.6M | $89.6M | +0.3% | $5.55 | +2.4% | $89.8M | $84.3M | -10.3% |
| FY 2021 | $64.9M | +6.1% | $55.0M | $88.1M | -1.7% | $5.66 | +2.0% | $102.3M | $99.0M | +17.4% |
| FY 2022 | $68.1M | +4.9% | $58.4M | $102.1M | +15.9% | $6.80 | +20.1% | $115.8M | $113.7M | +14.9% |
| FY 2023 | $69.1M | +1.4% | $17.0M | $114.4M | +12.0% | $7.61 | +11.9% | $137.6M | $134.6M | +18.4% |
| FY 2024 | $72.0M | +4.2% | $72.0M | $117.1M | +2.4% | $7.89 | +3.7% | $131.9M | $129.2M | -4.0% |
| FY 2025 | $74.3M | +3.2% | $74.3M | $130.5M | +11.4% | $8.93 | +13.2% | $131.4M | $128.4M | -0.6% |
Valuation
Market Price
$147.63
Market Cap
$2.09B
Enterprise Value
$2.05B
P/E Ratio
16.53
P/B Ratio
2.57
FCF Yield
6.15%
Dividend Yield
6.06%
Shares Outstanding
Profitability & Margins
Gross Margin
46.69%
Operating Margin
217.35%
Net Margin
175.65%
Return on Equity (ROE)
16.12%
Return on Assets (ROA)
1.94%
Asset Turnover
0.01x
Revenue 3-Yr CAGR
2.94%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.185
Debt / Assets
0.022
Cash & Equivalents
$191.92M
Total Debt
$150.00M
Book Value / Share
$57.38
Cash Flow Efficiency
Operating Cash Flow
$131.37M
Capital Expenditures (CapEx)
$2.92M
Free Cash Flow
$128.45M
OCF / Revenue
176.84%
FCF / Revenue
172.91%
FCF 3-Yr CAGR
4.16%
Per Share Metrics
EPS (Diluted)
$8.93
EPS (Basic)
$8.94
Dividends / Share
$8.94
Book Value / Share
$57.38
EPS YoY Growth
13.18%
Balance Sheet (FY 2025)
Total Assets
$6.72B
Total Liabilities
$5.91B
Stockholders' Equity
$809.68M
Current Assets
N/A
Current Liabilities
N/A