← CINCINNATI FINANCIAL CORP CINF
Market Price
$172.94
Market Cap
$26.71B
P/E Ratio
11.40
Revenue (FY 2025)
↑11.4% YoY
$12.63B
3-Yr CAGR: 24.4%
Net Income
↑4.4% YoY
$2.39B
Net Margin: 18.9%
Free Cash Flow
↑17.7% YoY
$3.09B
FCF Yield: 11.58%
EPS (Diluted)
↑4.4% YoY
$15.17
Basic: $15.32
Return on Equity
Efficiency
15.0%
ROA: 5.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CINF)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $5,449.0M | — | $2,535.0M | $591.0M | — | $3.55 | — | $1,103.0M | $1,090.0M | — |
| FY 2017 | $5,732.0M | +5.2% | $2,541.0M | $1,045.0M | +76.8% | $6.29 | +77.2% | $1,052.0M | $1,036.0M | -5.0% |
| FY 2018 | $5,407.0M | -5.7% | $2,131.0M | $287.0M | -72.5% | $1.75 | -72.2% | $1,181.0M | $1,161.0M | +12.1% |
| FY 2019 | $7,924.0M | +46.6% | $4,519.0M | $1,997.0M | +595.8% | $12.10 | +591.4% | $1,208.0M | $1,184.0M | +2.0% |
| FY 2020 | $7,536.0M | -4.9% | $3,645.0M | $1,216.0M | -39.1% | $7.49 | -38.1% | $1,491.0M | $1,471.0M | +24.2% |
| FY 2021 | $9,630.0M | +27.8% | $5,981.0M | $2,946.0M | +142.3% | $18.10 | +141.7% | $1,981.0M | $1,966.0M | +33.7% |
| FY 2022 | $6,557.0M | -31.9% | $1,788.0M | $-486.0M | -116.5% | $-3.06 | -116.9% | $2,052.0M | $2,037.0M | +3.6% |
| FY 2023 | $10,013.0M | +52.7% | $5,001.0M | $1,843.0M | +479.2% | $11.66 | +481.0% | $2,052.0M | $2,034.0M | -0.1% |
| FY 2024 | $11,337.0M | +13.2% | $5,547.0M | $2,292.0M | +24.4% | $14.53 | +24.6% | $2,649.0M | $2,627.0M | +29.2% |
| FY 2025 | $12,631.0M | +11.4% | $5,938.0M | $2,393.0M | +4.4% | $15.17 | +4.4% | $3,112.0M | $3,092.0M | +17.7% |
Valuation
Market Price
$172.94
Market Cap
$26.71B
Enterprise Value
$26.36B
P/E Ratio
11.40
P/B Ratio
1.68
FCF Yield
11.58%
Dividend Yield
2.01%
Shares Outstanding
Profitability & Margins
Gross Margin
47.01%
Operating Margin
22.88%
Net Margin
18.95%
Return on Equity (ROE)
15.04%
Return on Assets (ROA)
5.84%
Asset Turnover
0.31x
Revenue 3-Yr CAGR
24.43%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.050
Debt / Assets
0.019
Cash & Equivalents
$1.14B
Total Debt
$790.00M
Book Value / Share
$102.86
Cash Flow Efficiency
Operating Cash Flow
$3.11B
Capital Expenditures (CapEx)
$20.00M
Free Cash Flow
$3.09B
OCF / Revenue
24.64%
FCF / Revenue
24.48%
FCF 3-Yr CAGR
14.93%
Per Share Metrics
EPS (Diluted)
$15.17
EPS (Basic)
$15.32
Dividends / Share
$3.48
Book Value / Share
$102.86
EPS YoY Growth
4.40%
Balance Sheet (FY 2025)
Total Assets
$41.00B
Total Liabilities
$1.83B
Stockholders' Equity
$15.91B
Current Assets
N/A
Current Liabilities
N/A