← CNFinance Holdings Ltd. CNF
Market Price
$2.25
Market Cap
$40.97M
P/E Ratio
N/A
Revenue (FY 2025)
↓-83.1% YoY
$135.76M
3-Yr CAGR: -49.6%
Net Income
↓-1,344.9% YoY
-$470.39M
Net Margin: -346.5%
Free Cash Flow
↓-89.2% YoY
$80.88M
FCF Yield: 197.44%
EPS (Diluted)
↓-1,233.3% YoY
$-0.34
Basic: $-0.34
Return on Equity
Efficiency
-13.1%
ROA: -4.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CNF)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+1348.2%) is identical to Gross Profit YoY (+1348.2%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-56.3%) is identical to Gross Profit YoY (-56.3%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (-99.5%) is identical to Gross Profit YoY (-99.5%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2017 | $-11.5M | — | — | $532.7M | — | $0.40 | — | $1,286.6M | $1,266.9M | — |
| FY 2018 | $3.2M | +127.6% | $3.2M | $860.9M | +61.6% | $0.62 | +55.0% | $1,332.7M | $1,317.8M | +4.0% |
| FY 2019 | $46.1M | +1,348.2% | $46.1M | $534.6M | -37.9% | $0.36 | -41.9% | $1,299.1M | $1,294.7M | -1.8% |
| FY 2020 | $20.2M | -56.3% | $20.2M | $114.9M | -78.5% | $0.08 | -77.8% | $1,119.6M | $1,116.4M | -13.8% |
| FY 2021 | $0.1M | -99.5% | $0.1M | $65.2M | -43.2% | $0.05 | -37.5% | $689.7M | $685.9M | -38.6% |
| FY 2022 | $1,059.5M | +989,437.9% | $274.7M | $135.4M | +107.6% | $0.09 | +80.0% | $919.3M | $829.4M | +20.9% |
| FY 2023 | $1,114.1M | +5.2% | $391.0M | $164.6M | +21.6% | $0.11 | +22.2% | $1,705.8M | $1,591.3M | +91.9% |
| FY 2024 | $805.6M | -27.7% | $11.1M | $37.8M | -77.0% | $0.03 | -72.7% | $757.2M | $749.3M | -52.9% |
| FY 2025 | $135.8M | -83.1% | $135.8M | $-470.4M | -1,344.9% | $-0.34 | -1,233.3% | $84.4M | $80.9M | -89.2% |
Valuation
Market Price
$2.25
Market Cap
$40.97M
Enterprise Value
$374.79M
P/E Ratio
N/A
P/B Ratio
0.01
FCF Yield
197.44%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
20.96%
Operating Margin
-134.63%
Net Margin
-346.49%
Return on Equity (ROE)
-13.14%
Return on Assets (ROA)
-4.59%
Asset Turnover
0.01x
Revenue 3-Yr CAGR
-49.59%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
310.55
Debt / Equity
0.188
Debt / Assets
0.066
Cash & Equivalents
$338.19M
Total Debt
$672.01M
Book Value / Share
$212.40
Cash Flow Efficiency
Operating Cash Flow
$84.45M
Capital Expenditures (CapEx)
$3.57M
Free Cash Flow
$80.88M
OCF / Revenue
62.20%
FCF / Revenue
59.58%
FCF 3-Yr CAGR
-53.97%
Per Share Metrics
EPS (Diluted)
$-0.34
EPS (Basic)
$-0.34
Dividends / Share
N/A
Book Value / Share
$212.40
EPS YoY Growth
-1,233.33%
Balance Sheet (FY 2025)
Total Assets
$10.25B
Total Liabilities
$6.67B
Stockholders' Equity
$3.58B
Current Assets
N/A
Current Liabilities
$1.09M