CNO Financial Group, Inc. CNO

Latest FY: 2025 Financial Services Insurance - Life
Market Price $55.25
Market Cap $5.12B
P/E Ratio 24.02
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑0.9% YoY
$4.49B
3-Yr CAGR: 7.9%
Net Income ↓-43.2% YoY
$229.30M
Net Margin: 5.1%
Free Cash Flow
N/A
FCF Yield: N/A
EPS (Diluted) ↓-38.5% YoY
$2.30
Basic: $2.35
Return on Equity Efficiency
8.7%
ROA: 0.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (CNO)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $3,985.1M $1,478.2M $358.2M $2.01 $759.5M
FY 2017 $4,297.2M +7.8% $1,570.8M $175.6M -51.0% $1.02 -49.3% $613.1M
FY 2018 $4,313.5M +0.4% $1,885.1M $-315.0M -279.4% $-1.90 -286.3% $317.8M
FY 2019 $4,015.8M -6.9% $1,446.5M $409.4M +230.0% $2.61 +237.4% $696.7M
FY 2020 $3,821.1M -4.8% $1,554.4M $301.8M -26.3% $2.11 -19.2% $735.5M
FY 2021 $4,122.2M +7.9% $1,836.1M $441.0M +46.1% $3.36 +59.2% $598.3M
FY 2022 $3,576.8M -13.2% $1,781.5M $396.8M -10.0% $3.37 +0.3% $495.4M
FY 2023 $4,146.8M +15.9% $1,590.0M $276.5M -30.3% $2.40 -28.8% $582.9M
FY 2024 $4,449.5M +7.3% $1,723.2M $404.0M +46.1% $3.74 +55.8% $627.7M
FY 2025 $4,487.4M +0.9% $1,708.3M $229.3M -43.2% $2.30 -38.5% $675.7M
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Valuation

Market Price $55.25
Market Cap $5.12B
Enterprise Value N/A
P/E Ratio 24.02
P/B Ratio 1.95
FCF Yield N/A
Dividend Yield 1.21%
Shares Outstanding 93,348,503
%

Profitability & Margins

Gross Margin 38.07%
Operating Margin 12.33%
Net Margin 5.11%
Return on Equity (ROE) 8.69%
Return on Assets (ROA) 0.59%
Asset Turnover 0.12x
Revenue 3-Yr CAGR 7.85%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $656.60M
Total Debt N/A
Book Value / Share $28.26
💧

Cash Flow Efficiency

Operating Cash Flow $675.70M
Capital Expenditures (CapEx) N/A
Free Cash Flow N/A
OCF / Revenue 15.06%
FCF / Revenue N/A
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) $2.30
EPS (Basic) $2.35
Dividends / Share $0.67
Book Value / Share $28.26
EPS YoY Growth -38.50%
🏛️

Balance Sheet (FY 2025)

Total Assets $38.79B
Total Liabilities $235.30M
Stockholders' Equity $2.64B
Current Assets N/A
Current Liabilities N/A