ConnectOne Bancorp, Inc. CNOB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $33.00
Market Cap $1.68B
P/E Ratio 20.25
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑47.1% YoY
$388.32M
3-Yr CAGR: 7.2%
Net Income ↑9.0% YoY
$80.44M
Net Margin: 20.7%
Free Cash Flow ↑77.5% YoY
$101.01M
FCF Yield: 6.02%
EPS (Diluted) ↓-7.4% YoY
$1.63
Basic: $1.64
Return on Equity Efficiency
5.1%
ROA: 0.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (CNOB)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $140.1M $109.0M $31.1M $1.01 $49.7M $47.0M
FY 2017 $153.3M +9.4% $117.0M $43.2M +39.1% $1.34 +32.7% $131.1M $128.5M +173.3%
FY 2018 $163.0M +6.3% $104.0M $60.4M +39.6% $1.86 +38.8% $89.1M $87.0M -32.3%
FY 2019 $194.4M +19.3% $109.2M $73.4M +21.6% $2.07 +11.3% $60.7M $59.2M -32.0%
FY 2020 $252.4M +29.9% $182.2M $71.3M -2.9% $1.79 -13.5% $81.1M $78.9M +33.4%
FY 2021 $278.6M +10.4% $239.7M $130.4M +82.9% $3.22 +79.9% $202.3M $199.5M +152.8%
FY 2022 $315.4M +13.2% $243.7M $125.2M -3.9% $3.01 -6.5% $176.8M $173.5M -13.0%
FY 2023 $269.1M -14.7% $34.1M $87.0M -30.5% $2.07 -31.2% $92.9M $85.5M -50.7%
FY 2024 $264.1M -1.9% $98.5M $73.8M -15.2% $1.76 -15.0% $60.7M $56.9M -33.4%
FY 2025 $388.3M +47.1% $96.7M $80.4M +9.0% $1.63 -7.4% $106.4M $101.0M +77.5%
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Valuation

Market Price $33.00
Market Cap $1.68B
Enterprise Value N/A
P/E Ratio 20.25
P/B Ratio 1.05
FCF Yield 6.02%
Dividend Yield 2.18%
Shares Outstanding 50,288,500
%

Profitability & Margins

Gross Margin 24.90%
Operating Margin 29.03%
Net Margin 20.72%
Return on Equity (ROE) 5.11%
Return on Assets (ROA) 0.57%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 7.18%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $380.89M
Total Debt N/A
Book Value / Share $31.29
💧

Cash Flow Efficiency

Operating Cash Flow $106.40M
Capital Expenditures (CapEx) $5.39M
Free Cash Flow $101.01M
OCF / Revenue 27.40%
FCF / Revenue 26.01%
FCF 3-Yr CAGR -16.50%
🏷️

Per Share Metrics

EPS (Diluted) $1.63
EPS (Basic) $1.64
Dividends / Share $0.72
Book Value / Share $31.29
EPS YoY Growth -7.39%
🏛️

Balance Sheet (FY 2025)

Total Assets $14.00B
Total Liabilities $12.43B
Stockholders' Equity $1.57B
Current Assets N/A
Current Liabilities N/A