Community West Bancshares CWBC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $26.11
Market Cap $706.85M
P/E Ratio 13.05
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-99.8% YoY
$198.00K
3-Yr CAGR: -86.7%
Net Income ↑397.9% YoY
$38.17M
Net Margin: 19,276.8%
Free Cash Flow ↑154.1% YoY
$43.61M
FCF Yield: 6.17%
EPS (Diluted) ↑344.4% YoY
$2.00
Basic: $2.01
Return on Equity Efficiency
9.3%
ROA: 1.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (CWBC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $55.2M $54.1M $15.2M $1.33 $13.0M $12.1M
FY 2017 $67.1M +21.6% $65.9M $14.0M -7.6% $1.10 -17.3% $25.2M $24.4M +100.7%
FY 2018 $0.5M -99.3% $0.5M $21.3M +51.8% $1.54 +40.0% $29.9M $29.1M +19.5%
FY 2019 -100.0% $21.4M +0.7% $1.59 +3.2% $21.7M $20.8M -28.4%
FY 2020 $20.3M -5.1% $1.62 +1.9% $17.0M $15.5M -25.7%
FY 2021 $81.6M $80.3M $28.4M +39.6% $2.31 +42.6% $42.9M $41.8M +169.8%
FY 2022 $84.6M +3.8% $81.2M $26.6M -6.2% $2.27 -1.7% $24.2M $23.8M -43.0%
FY 2023 $89.4M +5.7% $69.5M $25.5M -4.2% $2.17 -4.4% $27.9M $18.0M -24.3%
FY 2024 $116.8M +30.6% $66.8M $7.7M -70.0% $0.45 -79.3% $22.2M $17.2M -4.9%
FY 2025 $0.2M -99.8% $0.2M $38.2M +397.9% $2.00 +344.4% $46.1M $43.6M +154.1%
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Valuation

Market Price $26.11
Market Cap $706.85M
Enterprise Value $657.39M
P/E Ratio 13.05
P/B Ratio 1.73
FCF Yield 6.17%
Dividend Yield 1.84%
Shares Outstanding 27,134,200
%

Profitability & Margins

Gross Margin 0.40%
Operating Margin 26,529.29%
Net Margin 19,276.77%
Return on Equity (ROE) 9.32%
Return on Assets (ROA) 1.03%
Asset Turnover 0.00x
Revenue 3-Yr CAGR -86.72%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.170
Debt / Assets 0.019
Cash & Equivalents $118.98M
Total Debt $69.53M
Book Value / Share $15.09
💧

Cash Flow Efficiency

Operating Cash Flow $46.12M
Capital Expenditures (CapEx) $2.51M
Free Cash Flow $43.61M
OCF / Revenue 23,292.93%
FCF / Revenue 22,025.76%
FCF 3-Yr CAGR 22.31%
🏷️

Per Share Metrics

EPS (Diluted) $2.00
EPS (Basic) $2.01
Dividends / Share $0.48
Book Value / Share $15.09
EPS YoY Growth 344.44%
🏛️

Balance Sheet (FY 2025)

Total Assets $3.69B
Total Liabilities $8.57M
Stockholders' Equity $409.59M
Current Assets N/A
Current Liabilities N/A