Dave Inc./DE DAVE

Latest FY: 2025 Technology Software - Application
Market Price $334.80
Market Cap $4.24B
P/E Ratio N/A
Quick Peer Compare (Technology):
Revenue (FY 2025) ↑59.7% YoY
$554.18M
3-Yr CAGR: 39.3%
Net Income ↑178.4% YoY
$168.03M
Net Margin: 30.3%
Free Cash Flow ↑132.0% YoY
$289.71M
FCF Yield: 6.84%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
47.6%
ROA: 34.5%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (DAVE)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2021 $153.0M $150.5M $-19.9M $-2.1M $-2.5M
FY 2022 $204.8M +33.9% $195.6M $-129.0M -548.2% $-44.9M $-45.6M -1,752.8%
FY 2023 $259.1M +26.5% $247.3M $-48.4M +62.5% $33.8M $33.1M +172.5%
FY 2024 $347.1M +34.0% $339.1M $60.4M +224.7% $125.1M $124.9M +277.7%
FY 2025 $554.2M +59.7% $547.1M $168.0M +178.4% $290.0M $289.7M +132.0%
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Valuation

Market Price $334.80
Market Cap $4.24B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 12.07
FCF Yield 6.84%
Dividend Yield N/A
Shares Outstanding 12,714,200
%

Profitability & Margins

Gross Margin 98.73%
Operating Margin 25.30%
Net Margin 30.32%
Return on Equity (ROE) 47.64%
Return on Assets (ROA) 34.47%
Asset Turnover 1.14x
Revenue 3-Yr CAGR 39.34%
🛡️

Financial Health & Liquidity

Current Ratio 2.25
Cash Ratio 10.02
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $80.52M
Total Debt N/A
Book Value / Share $27.74
💧

Cash Flow Efficiency

Operating Cash Flow $290.02M
Capital Expenditures (CapEx) $317.00K
Free Cash Flow $289.71M
OCF / Revenue 52.33%
FCF / Revenue 52.28%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $27.74
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $487.42M
Total Liabilities $134.69M
Stockholders' Equity $352.73M
Current Assets $18.08M
Current Liabilities $8.04M