← Dime Commercial Bancshares, Inc. /NY/ DCOM
Market Price
$40.98
Market Cap
$1.82B
P/E Ratio
17.36
Revenue (FY 2025)
↑19.0% YoY
$19.91M
3-Yr CAGR: 7.1%
Net Income
↑280.6% YoY
$110.68M
Net Margin: 556.0%
Free Cash Flow
↑96.6% YoY
$182.44M
FCF Yield: 10.04%
EPS (Diluted)
↑329.1% YoY
$2.36
Basic: $2.36
Return on Equity
Efficiency
7.5%
ROA: 0.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (DCOM)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+2.1%) is identical to Gross Profit YoY (+2.1%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-11.0%) is identical to Gross Profit YoY (-11.0%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+78.6%) is identical to Gross Profit YoY (+78.6%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+1.3%) is identical to Gross Profit YoY (+1.3%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (+1.4%) is identical to Gross Profit YoY (+1.4%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (+1.8%) is identical to Gross Profit YoY (+1.8%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+19.0%) is identical to Gross Profit YoY (+19.0%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $120.9M | — | $104.0M | $35.5M | — | $2.00 | — | $44.2M | $40.0M | — |
| FY 2017 | $127.2M | +5.2% | $104.5M | $20.5M | -42.1% | $1.04 | -48.0% | $46.8M | $44.8M | +12.0% |
| FY 2018 | $9.9M | -92.3% | $9.9M | $39.2M | +91.0% | $1.97 | +89.4% | $58.4M | $53.1M | +18.5% |
| FY 2019 | $10.1M | +2.1% | $10.1M | $51.7M | +31.8% | $2.59 | +31.5% | $70.0M | $66.7M | +25.6% |
| FY 2020 | $9.0M | -11.0% | $9.0M | $42.0M | -18.7% | $2.11 | -18.5% | $47.4M | $42.3M | -36.6% |
| FY 2021 | $16.0M | +78.6% | $16.0M | $104.0M | +147.4% | $2.45 | +16.1% | $146.3M | $146.3M | +246.3% |
| FY 2022 | $16.2M | +1.3% | $16.2M | $152.6M | +46.7% | $3.73 | +52.2% | $295.2M | $291.4M | +99.2% |
| FY 2023 | $16.4M | +1.4% | $16.4M | $96.1M | -37.0% | $2.29 | -38.6% | $90.9M | $85.2M | -70.8% |
| FY 2024 | $16.7M | +1.8% | $16.7M | $29.1M | -69.7% | $0.55 | -76.0% | $99.1M | $92.8M | +9.0% |
| FY 2025 | $19.9M | +19.0% | $19.9M | $110.7M | +280.6% | $2.36 | +329.1% | $186.6M | $182.4M | +96.6% |
Valuation
Market Price
$40.98
Market Cap
$1.82B
Enterprise Value
N/A
P/E Ratio
17.36
P/B Ratio
1.22
FCF Yield
10.04%
Dividend Yield
2.34%
Shares Outstanding
Profitability & Margins
Gross Margin
6.69%
Operating Margin
787.66%
Net Margin
556.00%
Return on Equity (ROE)
7.50%
Return on Assets (ROA)
0.72%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
7.10%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$876.83M
Total Debt
N/A
Book Value / Share
$33.45
Cash Flow Efficiency
Operating Cash Flow
$186.57M
Capital Expenditures (CapEx)
$4.13M
Free Cash Flow
$182.44M
OCF / Revenue
937.19%
FCF / Revenue
916.44%
FCF 3-Yr CAGR
-14.46%
Per Share Metrics
EPS (Diluted)
$2.36
EPS (Basic)
$2.36
Dividends / Share
$0.96
Book Value / Share
$33.45
EPS YoY Growth
329.09%
Balance Sheet (FY 2025)
Total Assets
$15.34B
Total Liabilities
$13.87B
Stockholders' Equity
$1.48B
Current Assets
N/A
Current Liabilities
N/A