← DONEGAL GROUP INC DGICA
Market Price
$18.75
Market Cap
$695.05M
P/E Ratio
N/A
Revenue (FY 2025)
↓-1.2% YoY
$978.01M
3-Yr CAGR: 4.9%
Net Income
↑56.0% YoY
$79.34M
Net Margin: 8.1%
Free Cash Flow
↑4.1% YoY
$70.20M
FCF Yield: 10.10%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
12.4%
ROA: 8,281.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (DGICA)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $688.4M | — | $263.4M | $30.8M | — | — | — | $60.0M | $60.0M | — |
| FY 2017 | $739.0M | +7.4% | $250.2M | $7.1M | -76.9% | — | — | $81.0M | $81.0M | +34.9% |
| FY 2018 | $771.8M | +4.4% | $193.1M | $-32.8M | -560.4% | — | — | $63.8M | $63.8M | -21.3% |
| FY 2019 | $812.5M | +5.3% | $304.5M | $47.2M | +243.9% | — | — | $76.4M | $76.4M | +19.7% |
| FY 2020 | $777.8M | -4.3% | $316.9M | $52.8M | +12.0% | — | — | $101.1M | $101.1M | +32.4% |
| FY 2021 | $816.5M | +5.0% | $294.9M | $25.3M | -52.2% | — | — | $76.7M | $76.7M | -24.1% |
| FY 2022 | $848.2M | +3.9% | $283.5M | $-2.0M | -107.8% | — | — | $67.1M | $67.1M | -12.6% |
| FY 2023 | $927.3M | +9.3% | $317.5M | $4.4M | +325.9% | — | — | $28.6M | $28.6M | -57.4% |
| FY 2024 | $989.6M | +6.7% | $384.5M | $50.9M | +1,049.3% | — | — | $67.4M | $67.4M | +136.0% |
| FY 2025 | $978.0M | -1.2% | $412.3M | $79.3M | +56.0% | — | — | $70.2M | $70.2M | +4.1% |
Valuation
Market Price
$18.75
Market Cap
$695.05M
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
1.08
FCF Yield
10.10%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
42.16%
Operating Margin
9.98%
Net Margin
8.11%
Return on Equity (ROE)
12.39%
Return on Assets (ROA)
8,281.83%
Asset Turnover
1,020.88x
Revenue 3-Yr CAGR
4.86%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$17.29
Cash Flow Efficiency
Operating Cash Flow
$70.20M
Capital Expenditures (CapEx)
$425.00
Free Cash Flow
$70.20M
OCF / Revenue
7.18%
FCF / Revenue
7.18%
FCF 3-Yr CAGR
1.53%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$17.29
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$958.01K
Total Liabilities
$1.75B
Stockholders' Equity
$640.42M
Current Assets
N/A
Current Liabilities
N/A