ENTERPRISE FINANCIAL SERVICES CORP EFSC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $66.41
Market Cap $2.43B
P/E Ratio 12.51
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑16.0% YoY
$739.86M
3-Yr CAGR: 11.5%
Net Income ↑8.7% YoY
$201.37M
Net Margin: 27.2%
Free Cash Flow ↓-24.3% YoY
$181.53M
FCF Yield: 7.47%
EPS (Diluted) ↑9.9% YoY
$5.31
Basic: $5.34
Return on Equity Efficiency
9.9%
ROA: 951.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (EFSC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $144.5M $130.8M $48.8M $2.41 $82.5M $80.0M
FY 2017 $188.4M +30.4% $163.2M $48.2M -1.3% $2.07 -14.1% $45.8M $43.2M -46.0%
FY 2018 $202.6M +7.5% $156.7M $89.2M +85.1% $3.83 +85.0% $108.8M $105.8M +144.6%
FY 2019 $253.1M +24.9% $186.7M $92.7M +3.9% $3.55 -7.3% $92.5M $86.1M -18.6%
FY 2020 $288.5M +14.0% $253.7M $74.4M -19.8% $2.76 -22.3% $135.5M $133.3M +54.7%
FY 2021 $427.9M +48.3% $404.9M $133.1M +78.9% $3.86 +39.9% $160.6M $158.1M +18.6%
FY 2022 $533.1M +24.6% $491.9M $203.0M +52.6% $5.31 +37.6% $216.6M $214.7M +35.8%
FY 2023 $631.3M +18.4% $429.0M $194.1M -4.4% $5.07 -4.5% $268.2M $261.7M +21.9%
FY 2024 $637.8M +1.0% $354.8M $185.3M -4.5% $4.83 -4.7% $247.4M $239.9M -8.3%
FY 2025 $739.9M +16.0% $478.2M $201.4M +8.7% $5.31 +9.9% $193.5M $181.5M -24.3%
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Valuation

Market Price $66.41
Market Cap $2.43B
Enterprise Value N/A
P/E Ratio 12.51
P/B Ratio 1.19
FCF Yield 7.47%
Dividend Yield N/A
Shares Outstanding 36,585,800
%

Profitability & Margins

Gross Margin 64.63%
Operating Margin 38.35%
Net Margin 27.22%
Return on Equity (ROE) 9.87%
Return on Assets (ROA) 951.00%
Asset Turnover 34.94x
Revenue 3-Yr CAGR 11.55%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $2.02B
Total Debt N/A
Book Value / Share $55.74
💧

Cash Flow Efficiency

Operating Cash Flow $193.51M
Capital Expenditures (CapEx) $11.98M
Free Cash Flow $181.53M
OCF / Revenue 26.16%
FCF / Revenue 24.54%
FCF 3-Yr CAGR -5.44%
🏷️

Per Share Metrics

EPS (Diluted) $5.31
EPS (Basic) $5.34
Dividends / Share N/A
Book Value / Share $55.74
EPS YoY Growth 9.94%
🏛️

Balance Sheet (FY 2025)

Total Assets $21.18M
Total Liabilities $15.26B
Stockholders' Equity $2.04B
Current Assets N/A
Current Liabilities N/A