EQUITY BANCSHARES INC EQBK

Latest FY: 2025 Financial Services Banks - Regional
Market Price $51.67
Market Cap $1.06B
P/E Ratio 42.01
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑0.5% YoY
$226.08M
3-Yr CAGR: 4.4%
Net Income ↓-63.7% YoY
$22.73M
Net Margin: 10.1%
Free Cash Flow ↓-41.7% YoY
$38.11M
FCF Yield: 3.59%
EPS (Diluted) ↓-69.2% YoY
$1.23
Basic: $1.24
Return on Equity Efficiency
3.1%
ROA: 0.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (EQBK)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $63.1M $53.9M $9.4M $1.07 $15.5M $12.8M
FY 2017 $101.4M +60.9% $84.8M $20.6M +120.3% $1.62 +51.4% $27.1M $20.3M +58.9%
FY 2018 $144.5M +42.5% $107.8M $35.8M +73.5% $2.28 +40.7% $36.7M $27.8M +37.4%
FY 2019 $150.8M +4.4% $101.2M $25.6M -28.6% $1.61 -29.4% $48.5M $41.6M +49.4%
FY 2020 $158.7M +5.2% $135.8M $-75.0M -393.1% $-4.97 -408.7% $43.6M $34.1M -18.0%
FY 2021 $175.4M +10.6% $160.6M $52.5M +170.0% $3.43 +169.0% $102.7M $97.6M +186.4%
FY 2022 $198.8M +13.3% $173.4M $57.7M +9.9% $3.51 +2.3% $74.1M $70.6M -27.7%
FY 2023 $159.0M -20.0% $71.3M $7.8M -86.4% $0.50 -85.8% $76.5M $61.0M -13.7%
FY 2024 $225.0M +41.5% $114.3M $62.6M +700.7% $4.00 +700.0% $73.8M $65.4M +7.2%
FY 2025 $226.1M +0.5% $121.3M $22.7M -63.7% $1.23 -69.2% $51.4M $38.1M -41.7%
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Valuation

Market Price $51.67
Market Cap $1.06B
Enterprise Value $1.45B
P/E Ratio 42.01
P/B Ratio 1.45
FCF Yield 3.59%
Dividend Yield 1.28%
Shares Outstanding 20,567,000
%

Profitability & Margins

Gross Margin 53.67%
Operating Margin 11.67%
Net Margin 10.05%
Return on Equity (ROE) 3.10%
Return on Assets (ROA) 0.36%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 4.38%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.605
Debt / Assets 0.070
Cash & Equivalents $52.20M
Total Debt $443.22M
Book Value / Share $35.59
💧

Cash Flow Efficiency

Operating Cash Flow $51.37M
Capital Expenditures (CapEx) $13.25M
Free Cash Flow $38.11M
OCF / Revenue 22.72%
FCF / Revenue 16.86%
FCF 3-Yr CAGR -18.57%
🏷️

Per Share Metrics

EPS (Diluted) $1.23
EPS (Basic) $1.24
Dividends / Share $0.66
Book Value / Share $35.59
EPS YoY Growth -69.25%
🏛️

Balance Sheet (FY 2025)

Total Assets $6.37B
Total Liabilities $5.64B
Stockholders' Equity $732.05M
Current Assets N/A
Current Liabilities N/A