ERIE INDEMNITY CO ERIE

Latest FY: 2025 Financial Services Insurance Brokers
Market Price $255.48
Market Cap $11.91B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑7.2% YoY
$4.07B
3-Yr CAGR: 12.7%
Net Income ↓-6.8% YoY
$559.34M
Net Margin: 13.8%
Free Cash Flow ↑17.4% YoY
$570.97M
FCF Yield: 4.79%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
24.5%
ROA: 846.7%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ERIE)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $1,596.6M $1,596.5M $210.4M $254.3M $254.3M
FY 2017 $1,691.8M +6.0% $1,690.5M $197.0M -6.4% $197.1M $197.1M -22.5%
FY 2018 $2,382.2M +40.8% $2,379.8M $288.2M +46.3% $263.6M $263.6M +33.7%
FY 2019 $2,477.3M +4.0% $2,476.4M $316.8M +9.9% $364.5M $364.5M +38.3%
FY 2020 $2,536.5M +2.4% $2,535.8M $293.3M -7.4% $342.6M $342.6M -6.0%
FY 2021 $2,634.0M +3.8% $2,629.8M $297.9M +1.6% $402.8M $402.8M +17.6%
FY 2022 $2,840.1M +7.8% $2,838.1M $298.6M +0.2% $366.2M $299.2M -25.7%
FY 2023 $3,268.9M +15.1% $520.3M $446.1M +49.4% $381.2M $288.6M -3.6%
FY 2024 $3,795.1M +16.1% $676.5M $600.3M +34.6% $611.2M $486.4M +68.6%
FY 2025 $4,067.3M +7.2% $717.2M $559.3M -6.8% $686.7M $571.0M +17.4%
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Valuation

Market Price $255.48
Market Cap $11.91B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 5.21
FCF Yield 4.79%
Dividend Yield N/A
Shares Outstanding 46,570,400
%

Profitability & Margins

Gross Margin 17.63%
Operating Margin 17.63%
Net Margin 13.75%
Return on Equity (ROE) 24.50%
Return on Assets (ROA) 846.69%
Asset Turnover 61.57x
Revenue 3-Yr CAGR 12.72%
🛡️

Financial Health & Liquidity

Current Ratio 0.07
Cash Ratio 0.28
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $266.42M
Total Debt N/A
Book Value / Share $49.03
💧

Cash Flow Efficiency

Operating Cash Flow $686.66M
Capital Expenditures (CapEx) $115.69M
Free Cash Flow $570.97M
OCF / Revenue 16.88%
FCF / Revenue 14.04%
FCF 3-Yr CAGR 24.03%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $49.03
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $66.06M
Total Liabilities $945.59M
Stockholders' Equity $2.28B
Current Assets $66.06M
Current Liabilities $945.59M