Esquire Financial Holdings, Inc. ESQ

Latest FY: 2025 Financial Services Banks - Regional
Market Price $128.17
Market Cap $1.14B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑19.0% YoY
$164.50M
3-Yr CAGR: 24.2%
Net Income ↑10.7% YoY
$65.65M
Net Margin: 39.9%
Free Cash Flow ↑36.6% YoY
$56.68M
FCF Yield: 4.98%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
22.7%
ROA: 2.8%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ESQ)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $6.3M $3.7M
FY 2017 $25.9M $8.5M $7.0M $4.0M $3.8M +3.7%
FY 2018 $36.8M +42.1% $14.5M $11.9M +69.5% $9.4M $8.9M +133.8%
FY 2019 $48.5M +31.7% $23.5M $19.1M +60.5% $14.9M $14.2M +60.8%
FY 2020 $53.3M +9.9% $24.6M $17.2M -10.3% $15.6M $14.8M +4.2%
FY 2021 $65.6M +23.0% $30.5M $22.7M +32.3% $30.1M $29.1M +95.9%
FY 2022 $85.9M +31.1% $43.9M $38.8M +70.9% $38.8M $38.7M +33.2%
FY 2023 $121.6M +41.6% $68.5M $55.9M +44.0% $42.4M $41.8M +7.9%
FY 2024 $138.3M +13.7% $77.4M $59.3M +6.1% $42.2M $41.5M -0.7%
FY 2025 $164.5M +19.0% $93.3M $65.7M +10.7% $59.8M $56.7M +36.6%
$

Valuation

Market Price $128.17
Market Cap $1.14B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 3.82
FCF Yield 4.98%
Dividend Yield N/A
Shares Outstanding 8,639,400
%

Profitability & Margins

Gross Margin 56.70%
Operating Margin 79.82%
Net Margin 39.91%
Return on Equity (ROE) 22.67%
Return on Assets (ROA) 2.78%
Asset Turnover 0.07x
Revenue 3-Yr CAGR 24.17%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $235.89M
Total Debt N/A
Book Value / Share $33.52
💧

Cash Flow Efficiency

Operating Cash Flow $59.84M
Capital Expenditures (CapEx) $3.16M
Free Cash Flow $56.68M
OCF / Revenue 36.38%
FCF / Revenue 34.46%
FCF 3-Yr CAGR 13.54%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $33.52
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $2.37B
Total Liabilities $2.08B
Stockholders' Equity $289.60M
Current Assets N/A
Current Liabilities N/A