← FIRST BUSINESS FINANCIAL SERVICES, INC. FBIZ
Market Price
$71.33
Market Cap
$597.06M
P/E Ratio
12.01
Revenue (FY 2025)
↑9.0% YoY
$144.15M
3-Yr CAGR: 11.0%
Net Income
↑13.7% YoY
$50.32M
Net Margin: 34.9%
Free Cash Flow
↑6.7% YoY
$61.10M
FCF Yield: 10.23%
EPS (Diluted)
↑14.2% YoY
$5.94
Basic: $5.94
Return on Equity
Efficiency
13.5%
ROA: 1.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FBIZ)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $67.3M | — | $52.5M | $14.9M | — | $1.71 | — | $26.2M | $25.6M | — |
| FY 2017 | $64.1M | -4.6% | $48.9M | $11.9M | -20.1% | $1.36 | -20.5% | $22.4M | $21.2M | -17.2% |
| FY 2018 | $72.0M | +12.2% | $48.1M | $16.3M | +36.9% | $1.86 | +36.8% | $25.7M | $24.7M | +16.8% |
| FY 2019 | $77.0M | +7.0% | $44.9M | $23.3M | +43.1% | $2.68 | +44.1% | $29.0M | $28.8M | +16.3% |
| FY 2020 | $83.9M | +8.9% | $66.8M | $17.0M | -27.2% | $1.97 | -26.5% | $26.6M | $26.4M | -8.3% |
| FY 2021 | $91.8M | +9.4% | $80.4M | $35.8M | +110.6% | $4.17 | +111.7% | $36.0M | $35.6M | +35.0% |
| FY 2022 | $105.4M | +14.9% | $82.4M | $40.9M | +14.3% | $4.75 | +13.9% | $38.6M | $35.4M | -0.5% |
| FY 2023 | $112.6M | +6.8% | $30.2M | $37.0M | -9.4% | $4.33 | -8.8% | $52.3M | $49.4M | +39.5% |
| FY 2024 | $132.2M | +17.4% | $23.3M | $44.2M | +19.5% | $5.20 | +20.1% | $57.5M | $57.3M | +15.9% |
| FY 2025 | $144.2M | +9.0% | $33.5M | $50.3M | +13.7% | $5.94 | +14.2% | $61.7M | $61.1M | +6.7% |
Valuation
Market Price
$71.33
Market Cap
$597.06M
Enterprise Value
N/A
P/E Ratio
12.01
P/B Ratio
1.61
FCF Yield
10.23%
Dividend Yield
1.63%
Shares Outstanding
Profitability & Margins
Gross Margin
23.26%
Operating Margin
41.94%
Net Margin
34.91%
Return on Equity (ROE)
13.54%
Return on Assets (ROA)
1.23%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
11.00%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$39.48M
Total Debt
N/A
Book Value / Share
$44.44
Cash Flow Efficiency
Operating Cash Flow
$61.70M
Capital Expenditures (CapEx)
$595.00K
Free Cash Flow
$61.10M
OCF / Revenue
42.80%
FCF / Revenue
42.39%
FCF 3-Yr CAGR
19.93%
Per Share Metrics
EPS (Diluted)
$5.94
EPS (Basic)
$5.94
Dividends / Share
$1.16
Book Value / Share
$44.44
EPS YoY Growth
14.23%
Balance Sheet (FY 2025)
Total Assets
$4.08B
Total Liabilities
$5.63M
Stockholders' Equity
$371.58M
Current Assets
N/A
Current Liabilities
N/A