← FIRST BANCORP /NC/ FBNC
Market Price
$66.33
Market Cap
$2.73B
P/E Ratio
24.75
Revenue (FY 2025)
↓-3.6% YoY
$67.62M
3-Yr CAGR: -40.7%
Net Income
↑45.7% YoY
$111.05M
Net Margin: 164.2%
Free Cash Flow
↑15.5% YoY
$198.89M
FCF Yield: 7.28%
EPS (Diluted)
↑45.7% YoY
$2.68
Basic: $2.68
Return on Equity
Efficiency
6.7%
ROA: 644.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FBNC)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2024: Revenue YoY (+113.7%) is identical to Gross Profit YoY (+113.7%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (-3.6%) is identical to Gross Profit YoY (-3.6%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $123.4M | — | $115.8M | $27.5M | — | $1.33 | — | $26.2M | $17.5M | — |
| FY 2017 | $164.7M | +33.5% | $152.0M | $46.0M | +67.1% | $1.82 | +36.8% | $26.8M | $22.2M | +26.6% |
| FY 2018 | $207.4M | +25.9% | $183.7M | $89.3M | +94.2% | $3.01 | +65.4% | $46.4M | $35.7M | +60.9% |
| FY 2019 | $216.2M | +4.2% | $182.3M | $92.0M | +3.1% | $3.10 | +3.0% | $51.2M | $47.7M | +33.7% |
| FY 2020 | $218.1M | +0.9% | $198.6M | $81.5M | -11.5% | $2.81 | -9.4% | $57.1M | $44.7M | -6.3% |
| FY 2021 | $246.4M | +13.0% | $236.9M | $95.6M | +17.4% | $3.19 | +13.5% | $138.9M | $129.5M | +189.6% |
| FY 2022 | $324.9M | +31.8% | $308.8M | $146.9M | +53.6% | $4.12 | +29.2% | $230.7M | $225.4M | +74.0% |
| FY 2023 | $32.8M | -89.9% | $32.8M | $104.1M | -29.1% | $2.53 | -38.6% | $131.4M | $127.0M | -43.7% |
| FY 2024 | $70.1M | +113.7% | $70.1M | $76.2M | -26.8% | $1.84 | -27.3% | $174.8M | $172.1M | +35.6% |
| FY 2025 | $67.6M | -3.6% | $67.6M | $111.0M | +45.7% | $2.68 | +45.7% | $203.1M | $198.9M | +15.5% |
Valuation
Market Price
$66.33
Market Cap
$2.73B
Enterprise Value
$2.34B
P/E Ratio
24.75
P/B Ratio
1.66
FCF Yield
7.28%
Dividend Yield
1.37%
Shares Outstanding
Profitability & Margins
Gross Margin
29.84%
Operating Margin
206.29%
Net Margin
164.22%
Return on Equity (ROE)
6.71%
Return on Assets (ROA)
644.43%
Asset Turnover
3.92x
Revenue 3-Yr CAGR
-40.73%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.045
Debt / Assets
4.327
Cash & Equivalents
$462.90M
Total Debt
$74.57M
Book Value / Share
$39.98
Cash Flow Efficiency
Operating Cash Flow
$203.13M
Capital Expenditures (CapEx)
$4.25M
Free Cash Flow
$198.89M
OCF / Revenue
300.39%
FCF / Revenue
294.11%
FCF 3-Yr CAGR
-4.08%
Per Share Metrics
EPS (Diluted)
$2.68
EPS (Basic)
$2.68
Dividends / Share
$0.91
Book Value / Share
$39.98
EPS YoY Growth
45.65%
Balance Sheet (FY 2025)
Total Assets
$17.23M
Total Liabilities
$11.01B
Stockholders' Equity
$1.65B
Current Assets
N/A
Current Liabilities
N/A