← FIRST COMMUNITY BANKSHARES INC /VA/ FCBC
Market Price
$49.55
Market Cap
$931.64M
P/E Ratio
18.70
Revenue (FY 2025)
↑1.0% YoY
$167.50M
3-Yr CAGR: 3.8%
Net Income
↓-5.4% YoY
$48.79M
Net Margin: 29.1%
Free Cash Flow
↑9.2% YoY
$60.00M
FCF Yield: 6.44%
EPS (Diluted)
↓-5.4% YoY
$2.65
Basic: $2.66
Return on Equity
Efficiency
9.7%
ROA: 439.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FCBC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $111.9M | — | $102.1M | $25.1M | — | $1.45 | — | $43.1M | $42.3M | — |
| FY 2017 | $113.5M | +1.4% | $105.4M | $21.5M | -14.5% | $1.26 | -13.1% | $39.0M | $36.7M | -13.3% |
| FY 2018 | $117.3M | +3.4% | $109.8M | $36.3M | +69.1% | $2.18 | +73.0% | $49.5M | $46.9M | +28.1% |
| FY 2019 | $123.1M | +5.0% | $117.6M | $38.8M | +6.8% | $2.46 | +12.8% | $56.7M | $56.7M | +20.7% |
| FY 2020 | $138.4M | +12.4% | $132.9M | $35.9M | -7.4% | $2.02 | -17.9% | $45.8M | $42.6M | -24.7% |
| FY 2021 | $136.8M | -1.2% | $133.9M | $51.2M | +42.4% | $2.94 | +45.5% | $48.2M | $45.2M | +5.9% |
| FY 2022 | $149.8M | +9.6% | $148.2M | $46.7M | -8.8% | $2.82 | -4.1% | $59.0M | $57.9M | +28.1% |
| FY 2023 | $165.1M | +10.2% | $155.7M | $48.0M | +2.9% | $2.72 | -3.5% | $61.8M | $59.1M | +2.1% |
| FY 2024 | $165.9M | +0.4% | $146.2M | $51.6M | +7.5% | $2.80 | +2.9% | $57.7M | $54.9M | -7.0% |
| FY 2025 | $167.5M | +1.0% | $149.6M | $48.8M | -5.4% | $2.65 | -5.4% | $62.7M | $60.0M | +9.2% |
Valuation
Market Price
$49.55
Market Cap
$931.64M
Enterprise Value
N/A
P/E Ratio
18.70
P/B Ratio
1.87
FCF Yield
6.44%
Dividend Yield
8.70%
Shares Outstanding
Profitability & Margins
Gross Margin
89.30%
Operating Margin
3.68%
Net Margin
29.13%
Return on Equity (ROE)
9.75%
Return on Assets (ROA)
439.66%
Asset Turnover
15.09x
Revenue 3-Yr CAGR
3.78%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$217.01M
Total Debt
N/A
Book Value / Share
$26.53
Cash Flow Efficiency
Operating Cash Flow
$62.74M
Capital Expenditures (CapEx)
$2.74M
Free Cash Flow
$60.00M
OCF / Revenue
37.46%
FCF / Revenue
35.82%
FCF 3-Yr CAGR
1.22%
Per Share Metrics
EPS (Diluted)
$2.65
EPS (Basic)
$2.66
Dividends / Share
$4.31
Book Value / Share
$26.53
EPS YoY Growth
-5.36%
Balance Sheet (FY 2025)
Total Assets
$11.10M
Total Liabilities
$2.76B
Stockholders' Equity
$500.55M
Current Assets
N/A
Current Liabilities
N/A