FirstCash Holdings, Inc. FCFS

Latest FY: 2025 Financial Services Credit Services
Market Price $214.83
Market Cap $9.27B
P/E Ratio 28.95
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑10.7% YoY
$1.67B
3-Yr CAGR: 9.8%
Net Income ↑27.6% YoY
$330.38M
Net Margin: 19.8%
Free Cash Flow ↑12.6% YoY
$531.04M
FCF Yield: 5.73%
EPS (Diluted) ↑29.5% YoY
$7.42
Basic: $7.46
Return on Equity Efficiency
14.5%
ROA: 17.8%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (FCFS)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $1,088.4M $604.8M $60.1M $1.72 $96.9M $96.9M
FY 2017 $1,779.8M +63.5% $947.5M $143.9M +139.3% $3.00 +74.4% $220.4M $220.4M +127.5%
FY 2018 $1,091.6M -38.7% $394.9M $153.2M +6.5% $3.41 +13.7% $243.4M $243.4M +10.5%
FY 2019 $1,175.6M +7.7% $429.7M $164.6M +7.4% $3.81 +11.7% $231.6M $231.6M -4.9%
FY 2020 $1,075.5M -8.5% $434.4M $106.6M -35.3% $2.56 -32.8% $222.3M $222.3M -4.0%
FY 2021 $1,134.2M +5.5% $470.8M $124.9M +17.2% $3.04 +18.8% $223.3M $223.3M +0.5%
FY 2022 $1,261.1M +11.2% $496.6M $253.5M +102.9% $5.36 +76.3% $469.3M $433.7M +94.2%
FY 2023 $1,381.3M +9.5% $548.9M $219.3M -13.5% $4.80 -10.4% $416.1M $356.0M -17.9%
FY 2024 $1,507.1M +9.1% $597.4M $258.8M +18.0% $5.73 +19.4% $540.0M $471.7M +32.5%
FY 2025 $1,668.4M +10.7% $660.3M $330.4M +27.6% $7.42 +29.5% $585.9M $531.0M +12.6%
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Valuation

Market Price $214.83
Market Cap $9.27B
Enterprise Value $11.35B
P/E Ratio 28.95
P/B Ratio 4.14
FCF Yield 5.73%
Dividend Yield 0.74%
Shares Outstanding 43,836,700
%

Profitability & Margins

Gross Margin 39.57%
Operating Margin 0.95%
Net Margin 19.80%
Return on Equity (ROE) 14.51%
Return on Assets (ROA) 17.80%
Asset Turnover 0.90x
Revenue 3-Yr CAGR 9.78%
🛡️

Financial Health & Liquidity

Current Ratio 4.55
Cash Ratio 0.31
Debt / Equity 0.970
Debt / Assets 1.190
Cash & Equivalents $125.20M
Total Debt $2.21B
Book Value / Share $51.94
💧

Cash Flow Efficiency

Operating Cash Flow $585.94M
Capital Expenditures (CapEx) $54.91M
Free Cash Flow $531.04M
OCF / Revenue 35.12%
FCF / Revenue 31.83%
FCF 3-Yr CAGR 6.98%
🏷️

Per Share Metrics

EPS (Diluted) $7.42
EPS (Basic) $7.46
Dividends / Share $1.60
Book Value / Share $51.94
EPS YoY Growth 29.49%
🏛️

Balance Sheet (FY 2025)

Total Assets $1.86B
Total Liabilities $407.81M
Stockholders' Equity $2.28B
Current Assets $1.86B
Current Liabilities $407.81M