← FIRST CITIZENS BANCSHARES INC /DE/ FCNCA
Market Price
$2,291.69
Market Cap
$26.29B
P/E Ratio
13.87
Revenue (FY 2025)
↓-2.2% YoY
$9.54B
3-Yr CAGR: 48.0%
Net Income
↓-20.6% YoY
$2.21B
Net Margin: 23.1%
Free Cash Flow
↓-13.5% YoY
$2.21B
FCF Yield: 8.42%
EPS (Diluted)
↓-12.8% YoY
$165.24
Basic: $165.24
Return on Equity
Efficiency
9.9%
ROA: 1,131.3%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FCNCA)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $944.7M | — | $901.6M | $225.5M | — | — | — | $232.4M | $150.6M | — |
| FY 2017 | $1,059.9M | +12.2% | $1,016.1M | $323.8M | +43.6% | — | — | $351.7M | $266.9M | +77.2% |
| FY 2018 | $1,208.9M | +14.1% | $1,172.0M | $400.3M | +23.6% | — | — | $765.8M | $625.4M | +134.3% |
| FY 2019 | $1,311.4M | +8.5% | $1,218.7M | $457.4M | +14.3% | — | — | $540.6M | $419.5M | -32.9% |
| FY 2020 | $1,388.2M | +5.9% | $1,292.3M | $491.7M | +7.5% | — | — | $340.0M | $206.6M | -50.7% |
| FY 2021 | $1,390.3M | +0.2% | $1,329.7M | $547.5M | +11.3% | — | — | $-283.8M | $-391.1M | -289.3% |
| FY 2022 | $2,946.0M | +111.9% | $2,479.0M | $1,098.0M | +100.6% | $67.40 | — | $2,791.0M | $2,636.0M | +773.9% |
| FY 2023 | $6,712.0M | +127.8% | $3,033.0M | $11,466.0M | +944.3% | $784.51 | +1,064.0% | $2,660.0M | $2,255.0M | -14.5% |
| FY 2024 | $9,758.0M | +45.4% | $4,548.0M | $2,777.0M | -75.8% | $189.41 | -75.9% | $2,988.0M | $2,559.0M | +13.5% |
| FY 2025 | $9,541.0M | -2.2% | $4,577.0M | $2,206.0M | -20.6% | $165.24 | -12.8% | $2,923.0M | $2,213.0M | -13.5% |
Valuation
Market Price
$2,291.69
Market Cap
$26.29B
Enterprise Value
$53.04B
P/E Ratio
13.87
P/B Ratio
1.19
FCF Yield
8.42%
Dividend Yield
0.35%
Shares Outstanding
Profitability & Margins
Gross Margin
47.97%
Operating Margin
30.67%
Net Margin
23.12%
Return on Equity (ROE)
9.92%
Return on Assets (ROA)
1,131.28%
Asset Turnover
48.93x
Revenue 3-Yr CAGR
47.95%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
1.609
Debt / Assets
183.508
Cash & Equivalents
$9.03B
Total Debt
$35.78B
Book Value / Share
$1,919.22
Cash Flow Efficiency
Operating Cash Flow
$2.92B
Capital Expenditures (CapEx)
$710.00M
Free Cash Flow
$2.21B
OCF / Revenue
30.64%
FCF / Revenue
23.19%
FCF 3-Yr CAGR
-5.66%
Per Share Metrics
EPS (Diluted)
$165.24
EPS (Basic)
$165.24
Dividends / Share
$7.95
Book Value / Share
$1,919.22
EPS YoY Growth
-12.76%
Balance Sheet (FY 2025)
Total Assets
$195.00M
Total Liabilities
$3.50B
Stockholders' Equity
$22.24B
Current Assets
N/A
Current Liabilities
N/A