← FIRST FINANCIAL BANKSHARES INC FFIN
Market Price
$35.27
Market Cap
$5.04B
P/E Ratio
19.93
Revenue (FY 2025)
↑14.7% YoY
$631.60M
3-Yr CAGR: 5.8%
Net Income
↑13.5% YoY
$253.58M
Net Margin: 40.1%
Free Cash Flow
↓-1.9% YoY
$289.08M
FCF Yield: 5.74%
EPS (Diluted)
↑13.5% YoY
$1.77
Basic: $1.77
Return on Equity
Efficiency
13.2%
ROA: 1.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FFIN)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $312.0M | — | $306.5M | $104.8M | — | $1.59 | — | $160.7M | $160.7M | — |
| FY 2017 | $327.7M | +5.0% | $318.4M | $120.4M | +14.9% | $1.81 | +13.8% | $190.3M | $190.3M | +18.4% |
| FY 2018 | $374.5M | +14.3% | $355.6M | $150.6M | +25.1% | $2.22 | +22.7% | $189.0M | $189.0M | -0.7% |
| FY 2019 | $397.5M | +6.1% | $367.4M | $164.8M | +9.4% | $1.21 | -45.5% | $204.1M | $204.1M | +8.0% |
| FY 2020 | $489.8M | +23.2% | $475.6M | $202.0M | +22.6% | $1.42 | +17.4% | $210.7M | $210.7M | +3.2% |
| FY 2021 | $512.5M | +4.6% | $506.5M | $227.6M | +12.6% | $1.59 | +12.0% | $353.2M | $353.2M | +67.7% |
| FY 2022 | $533.1M | +4.0% | $501.6M | $234.5M | +3.0% | $1.64 | +3.1% | $323.9M | $309.3M | -12.4% |
| FY 2023 | $491.8M | -7.7% | $347.6M | $199.0M | -15.1% | $1.39 | -15.2% | $284.8M | $271.3M | -12.3% |
| FY 2024 | $550.7M | +12.0% | $348.6M | $223.5M | +12.3% | $1.56 | +12.2% | $309.6M | $294.8M | +8.7% |
| FY 2025 | $631.6M | +14.7% | $430.0M | $253.6M | +13.5% | $1.77 | +13.5% | $299.4M | $289.1M | -1.9% |
Valuation
Market Price
$35.27
Market Cap
$5.04B
Enterprise Value
N/A
P/E Ratio
19.93
P/B Ratio
2.64
FCF Yield
5.74%
Dividend Yield
2.13%
Shares Outstanding
Profitability & Margins
Gross Margin
68.08%
Operating Margin
49.02%
Net Margin
40.15%
Return on Equity (ROE)
13.23%
Return on Assets (ROA)
1.64%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
5.82%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$13.38
Cash Flow Efficiency
Operating Cash Flow
$299.44M
Capital Expenditures (CapEx)
$10.37M
Free Cash Flow
$289.08M
OCF / Revenue
47.41%
FCF / Revenue
45.77%
FCF 3-Yr CAGR
-2.23%
Per Share Metrics
EPS (Diluted)
$1.77
EPS (Basic)
$1.77
Dividends / Share
$0.75
Book Value / Share
$13.38
EPS YoY Growth
13.46%
Balance Sheet (FY 2025)
Total Assets
$15.45B
Total Liabilities
$76.52M
Stockholders' Equity
$1.92B
Current Assets
N/A
Current Liabilities
N/A