← FinVolution Group FINV
Market Price
$4.38
Market Cap
$1.07B
P/E Ratio
16.22
Revenue (FY 2025)
↑8.4% YoY
$1.94B
3-Yr CAGR: -44.1%
Net Income
↑11.4% YoY
$363.56M
Net Margin: 18.7%
Free Cash Flow
↓-35.0% YoY
$255.03M
FCF Yield: 23.79%
EPS (Diluted)
↑8.0% YoY
$0.27
Basic: $0.29
Return on Equity
Efficiency
15.4%
ROA: 940.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FINV)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $1,208.7M | — | $251.5M | $501.5M | — | $-0.09 | — | — | — | — |
| FY 2017 | $598.8M | -50.5% | $96.1M | $166.5M | -66.8% | $-2.55 | -2,704.9% | $286.6M | $272.6M | — |
| FY 2018 | $623.6M | +4.1% | $123.6M | $359.1M | +115.7% | $0.22 | +108.8% | $274.2M | $262.0M | -3.9% |
| FY 2019 | $5,962.8M | +856.2% | $4,798.0M | $340.8M | -5.1% | $0.22 | -2.2% | $-31.0M | $-37.9M | -114.5% |
| FY 2020 | $7,563.1M | +26.8% | $6,247.6M | $302.3M | -11.3% | $0.20 | -8.9% | $338.2M | $336.5M | +986.9% |
| FY 2021 | $9,470.1M | +25.2% | $7,635.7M | $393.7M | +30.2% | $0.27 | +35.0% | $98.9M | $90.2M | -73.2% |
| FY 2022 | $11,134.2M | +17.6% | $9,095.6M | $328.6M | -16.5% | $0.23 | -14.8% | $39.0M | $31.3M | -65.3% |
| FY 2023 | $12,547.4M | +12.7% | $10,435.9M | $329.7M | +0.3% | $0.24 | +4.3% | $199.1M | $123.3M | +293.6% |
| FY 2024 | $1,790.0M | -85.7% | $99.1M | $326.5M | -1.0% | $0.25 | +4.2% | $396.4M | $392.6M | +218.4% |
| FY 2025 | $1,940.4M | +8.4% | $94.2M | $363.6M | +11.4% | $0.27 | +8.0% | $267.1M | $255.0M | -35.0% |
Valuation
Market Price
$4.38
Market Cap
$1.07B
Enterprise Value
$471.91M
P/E Ratio
16.22
P/B Ratio
0.44
FCF Yield
23.79%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
4.85%
Operating Margin
1.60%
Net Margin
18.74%
Return on Equity (ROE)
15.36%
Return on Assets (ROA)
940.77%
Asset Turnover
50.21x
Revenue 3-Yr CAGR
-44.14%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.005
Debt / Assets
0.332
Cash & Equivalents
$612.76M
Total Debt
$12.81M
Book Value / Share
$10.02
Cash Flow Efficiency
Operating Cash Flow
$267.06M
Capital Expenditures (CapEx)
$12.04M
Free Cash Flow
$255.03M
OCF / Revenue
13.76%
FCF / Revenue
13.14%
FCF 3-Yr CAGR
101.17%
Per Share Metrics
EPS (Diluted)
$0.27
EPS (Basic)
$0.29
Dividends / Share
N/A
Book Value / Share
$10.02
EPS YoY Growth
8.00%
Balance Sheet (FY 2025)
Total Assets
$38.65M
Total Liabilities
$112.48M
Stockholders' Equity
$2.37B
Current Assets
N/A
Current Liabilities
N/A