← FLAGSTAR BANK, NATIONAL ASSOCIATION FLG
Market Price
$14.23
Market Cap
$5.94B
P/E Ratio
N/A
Revenue (FY 2025)
↓-20.0% YoY
$1.72B
3-Yr CAGR: 299.5%
Net Income
↑84.2% YoY
-$177.00M
Net Margin: -10.3%
Free Cash Flow
↓-596.0% YoY
-$248.00M
FCF Yield: -4.17%
EPS (Diluted)
↑85.7% YoY
$-0.50
Basic: $-0.50
Return on Equity
Efficiency
-2.2%
ROA: -46.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FLG)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (-1.6%) is identical to Gross Profit YoY (-1.6%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-24.8%) is identical to Gross Profit YoY (-24.8%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+4.4%) is identical to Gross Profit YoY (+4.4%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+17.4%) is identical to Gross Profit YoY (+17.4%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $1,287.4M | — | $899.9M | $495.4M | — | $3.03 | — | $755.7M | $671.5M | — |
| FY 2017 | $1,130.0M | -12.2% | $677.8M | $466.2M | -5.9% | $2.70 | -10.9% | $1,326.7M | $1,298.9M | +93.4% |
| FY 2018 | $29.8M | -97.4% | $29.8M | $422.4M | -9.4% | $2.37 | -12.2% | $540.4M | $530.5M | -59.2% |
| FY 2019 | $29.3M | -1.6% | $29.3M | $395.0M | -6.5% | $2.31 | -2.5% | $509.8M | $500.5M | -5.7% |
| FY 2020 | $22.0M | -24.8% | $22.0M | $511.1M | +29.4% | $3.06 | +32.5% | $334.2M | $332.9M | -33.5% |
| FY 2021 | $23.0M | +4.4% | $23.0M | $596.0M | +16.6% | $3.60 | +17.6% | $290.0M | $286.0M | -14.1% |
| FY 2022 | $27.0M | +17.4% | $27.0M | $650.0M | +9.1% | $3.78 | +5.0% | $1,026.0M | $1,023.0M | +257.7% |
| FY 2023 | $3,077.0M | +11,296.3% | $663.0M | $-79.0M | -112.2% | $-0.48 | -112.7% | $263.0M | $197.0M | -80.7% |
| FY 2024 | $2,152.0M | -30.1% | $2,152.0M | $-1,118.0M | -1,315.2% | $-3.49 | -627.1% | $86.0M | $50.0M | -74.6% |
| FY 2025 | $1,721.0M | -20.0% | $109.0M | $-177.0M | +84.2% | $-0.50 | +85.7% | $-181.0M | $-248.0M | -596.0% |
Valuation
Market Price
$14.23
Market Cap
$5.94B
Enterprise Value
-$1.30B
P/E Ratio
N/A
P/B Ratio
0.73
FCF Yield
-4.17%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
6.33%
Operating Margin
-11.50%
Net Margin
-10.28%
Return on Equity (ROE)
-2.17%
Return on Assets (ROA)
-46.46%
Asset Turnover
4.52x
Revenue 3-Yr CAGR
299.46%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
1.005
Debt / Assets
21.480
Cash & Equivalents
$15.43B
Total Debt
$8.18B
Book Value / Share
$19.54
Cash Flow Efficiency
Operating Cash Flow
-$181.00M
Capital Expenditures (CapEx)
$67.00M
Free Cash Flow
-$248.00M
OCF / Revenue
-10.52%
FCF / Revenue
-14.41%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$-0.50
EPS (Basic)
$-0.50
Dividends / Share
N/A
Book Value / Share
$19.54
EPS YoY Growth
85.67%
Balance Sheet (FY 2025)
Total Assets
$381.00M
Total Liabilities
$42.00M
Stockholders' Equity
$8.14B
Current Assets
N/A
Current Liabilities
N/A