← FARMERS & MERCHANTS BANCORP INC FMAO
Market Price
$35.14
Market Cap
$486.98M
P/E Ratio
14.46
Revenue (FY 2025)
↑19.6% YoY
$121.43M
3-Yr CAGR: 5.9%
Net Income
↑28.4% YoY
$33.31M
Net Margin: 27.4%
Free Cash Flow
↑14.3% YoY
$34.97M
FCF Yield: 7.18%
EPS (Diluted)
↑27.9% YoY
$2.43
Basic: $2.43
Return on Equity
Efficiency
9.0%
ROA: 1.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FMAO)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $44.9M | — | $40.6M | $11.7M | — | $2.53 | — | $12.4M | $10.0M | — |
| FY 2017 | $46.9M | +4.4% | $41.7M | $12.7M | +9.1% | $1.38 | -45.5% | $19.3M | $17.5M | +74.2% |
| FY 2018 | $50.7M | +8.2% | $44.1M | $14.9M | +17.5% | $1.61 | +16.7% | $12.1M | $9.5M | -45.4% |
| FY 2019 | $65.4M | +28.9% | $50.6M | $18.4M | +23.1% | $1.66 | +3.1% | $23.9M | $20.4M | +114.3% |
| FY 2020 | $76.6M | +17.1% | $66.2M | $20.1M | +9.2% | $1.80 | +8.4% | $27.4M | $24.2M | +18.3% |
| FY 2021 | $87.1M | +13.8% | $79.8M | $23.5M | +16.9% | $2.01 | +11.7% | $34.7M | $32.8M | +35.7% |
| FY 2022 | $102.3M | +17.5% | $88.0M | $32.5M | +38.4% | $2.46 | +22.4% | $40.7M | $38.1M | +16.1% |
| FY 2023 | $97.4M | -4.8% | $39.0M | $22.8M | -29.9% | $1.67 | -32.1% | $22.1M | $11.2M | -70.5% |
| FY 2024 | $101.5M | +4.2% | $23.9M | $25.9M | +13.8% | $1.90 | +13.8% | $32.5M | $30.6M | +172.8% |
| FY 2025 | $121.4M | +19.6% | $52.2M | $33.3M | +28.4% | $2.43 | +27.9% | $36.7M | $35.0M | +14.3% |
Valuation
Market Price
$35.14
Market Cap
$486.98M
Enterprise Value
N/A
P/E Ratio
14.46
P/B Ratio
1.30
FCF Yield
7.18%
Dividend Yield
2.56%
Shares Outstanding
Profitability & Margins
Gross Margin
42.97%
Operating Margin
35.02%
Net Margin
27.43%
Return on Equity (ROE)
8.98%
Return on Assets (ROA)
0.97%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
5.87%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$26.94
Cash Flow Efficiency
Operating Cash Flow
$36.74M
Capital Expenditures (CapEx)
$1.77M
Free Cash Flow
$34.97M
OCF / Revenue
30.26%
FCF / Revenue
28.80%
FCF 3-Yr CAGR
-2.79%
Per Share Metrics
EPS (Diluted)
$2.43
EPS (Basic)
$2.43
Dividends / Share
$0.90
Book Value / Share
$26.94
EPS YoY Growth
27.89%
Balance Sheet (FY 2025)
Total Assets
$3.43B
Total Liabilities
$3.06B
Stockholders' Equity
$370.86M
Current Assets
N/A
Current Liabilities
N/A