FIRST MID BANCSHARES, INC. FMBH

Latest FY: 2025 Financial Services Banks - Regional
Market Price $52.08
Market Cap $1.38B
P/E Ratio 13.60
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑7.4% YoY
$349.22M
3-Yr CAGR: 10.5%
Net Income ↑16.3% YoY
$91.75M
Net Margin: 26.3%
Free Cash Flow ↑3.8% YoY
$124.03M
FCF Yield: 8.96%
EPS (Diluted) ↑16.1% YoY
$3.83
Basic: $3.84
Return on Equity Efficiency
9.6%
ROA: 184.9%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (FMBH)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $78.1M $73.8M $21.8M $2.05 $27.4M $26.7M
FY 2017 $100.3M +28.4% $93.8M $26.7M +22.2% $2.13 +3.9% $46.2M $44.9M +67.9%
FY 2018 $123.4M +23.0% $110.6M $36.6M +37.2% $2.52 +18.3% $42.2M $39.1M -13.0%
FY 2019 $140.5M +13.9% $116.5M $47.9M +31.0% $2.87 +13.9% $62.8M $58.7M +50.3%
FY 2020 $143.0M +1.7% $126.2M $45.3M -5.6% $2.70 -5.9% $63.5M $61.1M +4.0%
FY 2021 $185.9M +30.0% $170.6M $51.5M +13.7% $2.87 +6.3% $69.6M $65.9M +7.9%
FY 2022 $259.0M +39.3% $227.3M $73.0M +41.7% $3.60 +25.4% $65.8M $60.8M -7.7%
FY 2023 $280.2M +8.2% $173.5M $68.9M -5.5% $3.15 -12.5% $72.4M $68.8M +13.1%
FY 2024 $325.0M +16.0% $196.4M $78.9M +14.5% $3.30 +4.8% $124.4M $119.5M +73.7%
FY 2025 $349.2M +7.4% $232.4M $91.7M +16.3% $3.83 +16.1% $130.9M $124.0M +3.8%
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Valuation

Market Price $52.08
Market Cap $1.38B
Enterprise Value $1.65B
P/E Ratio 13.60
P/B Ratio 1.45
FCF Yield 8.96%
Dividend Yield 188.17%
Shares Outstanding 26,615,800
%

Profitability & Margins

Gross Margin 66.55%
Operating Margin 33.52%
Net Margin 26.27%
Return on Equity (ROE) 9.57%
Return on Assets (ROA) 184.88%
Asset Turnover 7.04x
Revenue 3-Yr CAGR 10.48%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.370
Debt / Assets 7.143
Cash & Equivalents $85.08M
Total Debt $354.46M
Book Value / Share $36.02
💧

Cash Flow Efficiency

Operating Cash Flow $130.87M
Capital Expenditures (CapEx) $6.85M
Free Cash Flow $124.03M
OCF / Revenue 37.48%
FCF / Revenue 35.52%
FCF 3-Yr CAGR 26.82%
🏷️

Per Share Metrics

EPS (Diluted) $3.83
EPS (Basic) $3.84
Dividends / Share $98.00
Book Value / Share $36.02
EPS YoY Growth 16.06%
🏛️

Balance Sheet (FY 2025)

Total Assets $49.62M
Total Liabilities $7.01B
Stockholders' Equity $958.69M
Current Assets N/A
Current Liabilities N/A