← FARMERS NATIONAL BANC CORP /OH/ FMNB
Market Price
$16.32
Market Cap
$970.53M
P/E Ratio
11.26
Revenue (FY 2025)
↑3.9% YoY
$279.92M
3-Yr CAGR: 115.1%
Net Income
↑18.8% YoY
$54.59M
Net Margin: 19.5%
Free Cash Flow
↓-5.0% YoY
$52.18M
FCF Yield: 5.38%
EPS (Diluted)
↑18.9% YoY
$1.45
Basic: $1.46
Return on Equity
Efficiency
11.2%
ROA: 305.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FMNB)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $17.7M | — | $4.5M | $20.6M | — | $0.76 | — | $24.3M | $23.5M | — |
| FY 2017 | $18.8M | +6.3% | $1.4M | $22.7M | +10.5% | $0.82 | +7.9% | $30.6M | $29.6M | +26.0% |
| FY 2018 | $20.1M | +7.2% | $1.5M | $32.6M | +43.4% | $1.16 | +41.5% | $40.0M | $39.5M | +33.5% |
| FY 2019 | $21.3M | +5.9% | $2.0M | $35.8M | +9.8% | $1.28 | +10.3% | $38.8M | $37.3M | -5.7% |
| FY 2020 | $21.4M | +0.4% | $2.3M | $41.9M | +17.1% | $1.47 | +14.8% | $50.0M | $46.3M | +24.2% |
| FY 2021 | $25.4M | +18.6% | $2.3M | $51.8M | +23.8% | $1.77 | +20.4% | $54.9M | $53.6M | +15.6% |
| FY 2022 | $28.1M | +10.8% | $4.0M | $60.6M | +16.9% | $1.79 | +1.1% | $83.7M | $78.2M | +46.0% |
| FY 2023 | $32.3M | +14.8% | $4.5M | $49.9M | -17.6% | $1.33 | -25.7% | $62.3M | $58.4M | -25.3% |
| FY 2024 | $269.4M | +733.8% | $162.8M | $45.9M | -8.0% | $1.22 | -8.3% | $66.6M | $54.9M | -6.0% |
| FY 2025 | $279.9M | +3.9% | $163.5M | $54.6M | +18.8% | $1.45 | +18.9% | $60.0M | $52.2M | -5.0% |
Valuation
Market Price
$16.32
Market Cap
$970.53M
Enterprise Value
N/A
P/E Ratio
11.26
P/B Ratio
1.99
FCF Yield
5.38%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
58.40%
Operating Margin
1.38%
Net Margin
19.50%
Return on Equity (ROE)
11.24%
Return on Assets (ROA)
305.79%
Asset Turnover
15.68x
Revenue 3-Yr CAGR
115.06%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.179
Debt / Assets
4.859
Cash & Equivalents
N/A
Total Debt
$86.73M
Book Value / Share
$8.20
Cash Flow Efficiency
Operating Cash Flow
$60.04M
Capital Expenditures (CapEx)
$7.86M
Free Cash Flow
$52.18M
OCF / Revenue
21.45%
FCF / Revenue
18.64%
FCF 3-Yr CAGR
-12.61%
Per Share Metrics
EPS (Diluted)
$1.45
EPS (Basic)
$1.46
Dividends / Share
N/A
Book Value / Share
$8.20
EPS YoY Growth
18.85%
Balance Sheet (FY 2025)
Total Assets
$17.85M
Total Liabilities
$4.76B
Stockholders' Equity
$485.73M
Current Assets
N/A
Current Liabilities
N/A