← FNB CORP/PA/ FNB
Market Price
$19.48
Market Cap
$6.83B
P/E Ratio
12.49
Revenue (FY 2025)
↑10.6% YoY
$1.76B
3-Yr CAGR: 6.9%
Net Income
↑21.5% YoY
$565.00M
Net Margin: 32.0%
Free Cash Flow
↓-25.2% YoY
$376.00M
FCF Yield: 5.50%
EPS (Diluted)
↑22.8% YoY
$1.56
Basic: $1.57
Return on Equity
Efficiency
8.4%
ROA: 1,569.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FNB)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $813.3M | — | $745.8M | $170.9M | — | $0.78 | — | $292.7M | $233.4M | — |
| FY 2017 | $1,098.9M | +35.1% | $965.0M | $199.2M | +16.6% | $0.63 | -19.2% | $278.9M | $222.0M | -4.9% |
| FY 2018 | $1,208.0M | +9.9% | $970.0M | $373.0M | +87.2% | $1.12 | +77.8% | $611.0M | $576.0M | +159.4% |
| FY 2019 | $991.0M | -18.0% | $661.0M | $387.0M | +3.8% | $1.16 | +3.6% | $259.0M | $213.0M | -63.0% |
| FY 2020 | $990.0M | -0.1% | $782.0M | $286.0M | -26.1% | $0.85 | -26.7% | $113.0M | $72.0M | -66.2% |
| FY 2021 | $1,237.0M | +24.9% | $1,139.0M | $405.0M | +41.6% | $1.23 | +44.7% | $530.0M | $472.0M | +555.6% |
| FY 2022 | $1,443.0M | +16.7% | $1,278.0M | $439.0M | +8.4% | $1.22 | -0.8% | $1,218.0M | $1,123.0M | +137.9% |
| FY 2023 | $1,571.0M | +8.9% | $915.0M | $485.0M | +10.5% | $1.31 | +7.4% | $423.0M | $335.0M | -70.2% |
| FY 2024 | $1,596.0M | +1.6% | $624.0M | $465.0M | -4.1% | $1.27 | -3.1% | $642.0M | $503.0M | +50.1% |
| FY 2025 | $1,765.0M | +10.6% | $835.0M | $565.0M | +21.5% | $1.56 | +22.8% | $482.0M | $376.0M | -25.2% |
Valuation
Market Price
$19.48
Market Cap
$6.83B
Enterprise Value
$6.24B
P/E Ratio
12.49
P/B Ratio
1.02
FCF Yield
5.50%
Dividend Yield
2.46%
Shares Outstanding
Profitability & Margins
Gross Margin
47.31%
Operating Margin
37.90%
Net Margin
32.01%
Return on Equity (ROE)
8.36%
Return on Assets (ROA)
1,569.44%
Asset Turnover
49.03x
Revenue 3-Yr CAGR
6.94%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.281
Debt / Assets
52.806
Cash & Equivalents
$2.50B
Total Debt
$1.90B
Book Value / Share
$19.12
Cash Flow Efficiency
Operating Cash Flow
$482.00M
Capital Expenditures (CapEx)
$106.00M
Free Cash Flow
$376.00M
OCF / Revenue
27.31%
FCF / Revenue
21.30%
FCF 3-Yr CAGR
-30.56%
Per Share Metrics
EPS (Diluted)
$1.56
EPS (Basic)
$1.57
Dividends / Share
$0.48
Book Value / Share
$19.12
EPS YoY Growth
22.83%
Balance Sheet (FY 2025)
Total Assets
$36.00M
Total Liabilities
$17.00M
Stockholders' Equity
$6.76B
Current Assets
N/A
Current Liabilities
N/A