Fidelity National Financial, Inc. FNF

Latest FY: 2025 Financial Services Insurance - Specialty
Market Price $49.47
Market Cap $13.18B
P/E Ratio 22.38
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑9.1% YoY
$2.10B
3-Yr CAGR: -42.7%
Net Income ↓-52.6% YoY
$602.00M
Net Margin: 28.7%
Free Cash Flow ↓-14.8% YoY
$5.68B
FCF Yield: 43.12%
EPS (Diluted) ↓-52.5% YoY
$2.21
Basic: $2.22
Return on Equity Efficiency
8.1%
ROA: 0.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (FNF)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $9,554.0M $9,261.0M $650.0M $1,162.0M $1,162.0M
FY 2017 $7,663.0M -19.8% $7,377.0M $771.0M +18.6% $737.0M $737.0M -36.6%
FY 2018 $7,526.0M -1.8% $7,262.0M $628.0M -18.5% $943.0M $943.0M +28.0%
FY 2019 $7,926.0M +5.3% $7,639.0M $1,062.0M +69.1% $1,121.0M $1,121.0M +18.9%
FY 2020 $9,390.0M +18.5% $9,300.0M $1,427.0M +34.4% $4.99 $1,578.0M $1,578.0M +40.8%
FY 2021 $13,348.0M +42.2% $13,234.0M $2,422.0M +69.7% $8.44 +69.1% $4,090.0M $4,090.0M +159.2%
FY 2022 $11,158.0M -16.4% $11,043.0M $1,136.0M -53.1% $4.10 -51.4% $4,355.0M $4,217.0M +3.1%
FY 2023 $9,309.0M -16.6% $9,135.0M $517.0M -54.5% $1.91 -53.4% $6,478.0M $6,346.0M +50.5%
FY 2024 $1,924.0M -79.3% $1,483.0M $1,270.0M +145.6% $4.65 +143.5% $6,815.0M $6,669.0M +5.1%
FY 2025 $2,099.0M +9.1% $1,595.0M $602.0M -52.6% $2.21 -52.5% $5,828.0M $5,681.0M -14.8%
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Valuation

Market Price $49.47
Market Cap $13.18B
Enterprise Value $14.94B
P/E Ratio 22.38
P/B Ratio 1.79
FCF Yield 43.12%
Dividend Yield 4.08%
Shares Outstanding 269,157,500
%

Profitability & Margins

Gross Margin 75.99%
Operating Margin 34.16%
Net Margin 28.68%
Return on Equity (ROE) 8.11%
Return on Assets (ROA) 0.55%
Asset Turnover 0.02x
Revenue 3-Yr CAGR -42.70%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.593
Debt / Assets 0.040
Cash & Equivalents $2.64B
Total Debt $4.40B
Book Value / Share $27.58
💧

Cash Flow Efficiency

Operating Cash Flow $5.83B
Capital Expenditures (CapEx) $147.00M
Free Cash Flow $5.68B
OCF / Revenue 277.66%
FCF / Revenue 270.65%
FCF 3-Yr CAGR 10.44%
🏷️

Per Share Metrics

EPS (Diluted) $2.21
EPS (Basic) $2.22
Dividends / Share $2.02
Book Value / Share $27.58
EPS YoY Growth -52.47%
🏛️

Balance Sheet (FY 2025)

Total Assets $109.01B
Total Liabilities $439.00M
Stockholders' Equity $7.42B
Current Assets N/A
Current Liabilities N/A