← Finance of America Companies Inc. FOA
Market Price
$21.84
Market Cap
$197.04M
P/E Ratio
5.54
Revenue (FY 2025)
↑47.1% YoY
$497.43M
3-Yr CAGR: -4.6%
Net Income
↑164.1% YoY
$113.10M
Net Margin: 22.7%
Free Cash Flow
↓-1.4% YoY
-$429.75M
FCF Yield: -218.10%
EPS (Diluted)
↑189.7% YoY
$3.94
Basic: $5.04
Return on Equity
Efficiency
28.6%
ROA: 0.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FOA)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2022: Revenue YoY (+8490.7%) is identical to Gross Profit YoY (+8490.7%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (-59.1%) is identical to Gross Profit YoY (-59.1%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $0.9M | — | $0.8M | $-2.1M | — | — | — | — | $-0.0M | — |
| FY 2017 | $1.3M | +38.9% | $1.2M | $-1.0M | +54.3% | — | — | $0.1M | $0.1M | +166,956.9% |
| FY 2018 | $3.9M | +203.9% | $3.8M | $-1.5M | -55.8% | — | — | — | $-0.0M | -138.5% |
| FY 2019 | $891.5M | +22,836.1% | $752.8M | $77.6M | +5,201.8% | — | — | $0.0M | $-0.0M | +98.3% |
| FY 2020 | $1,800.1M | +101.9% | $1,677.1M | $500.3M | +544.8% | — | — | $0.1M | $0.0M | +6,688.7% |
| FY 2021 | $6.7M | -99.6% | $1.7M | $-7.4M | -101.5% | — | — | — | $-0.0M | -117.8% |
| FY 2022 | $573.2M | +8,490.7% | $143.3M | $-732.1M | -9,761.8% | $-1.58 | — | $1,407.8M | $1,396.6M | +17,216,359.9% |
| FY 2023 | $234.2M | -59.1% | $58.6M | $-166.8M | +77.2% | $-0.75 | +52.5% | $-71.6M | $-71.6M | -105.1% |
| FY 2024 | $338.2M | +44.4% | $104.7M | $42.8M | +125.7% | $1.36 | +281.3% | $-423.8M | $-423.8M | -492.2% |
| FY 2025 | $497.4M | +47.1% | $167.7M | $113.1M | +164.1% | $3.94 | +189.7% | $-429.7M | $-429.7M | -1.4% |
Valuation
Market Price
$21.84
Market Cap
$197.04M
Enterprise Value
$465.09M
P/E Ratio
5.54
P/B Ratio
0.49
FCF Yield
-218.10%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
33.71%
Operating Margin
23.44%
Net Margin
22.74%
Return on Equity (ROE)
28.59%
Return on Assets (ROA)
0.37%
Asset Turnover
0.02x
Revenue 3-Yr CAGR
-4.62%
Financial Health & Liquidity
Current Ratio
0.78
Cash Ratio
82.65
Debt / Equity
0.904
Debt / Assets
0.012
Cash & Equivalents
$89.50M
Total Debt
$357.55M
Book Value / Share
$44.49
Cash Flow Efficiency
Operating Cash Flow
-$429.75M
Capital Expenditures (CapEx)
N/A
Free Cash Flow
-$429.75M
OCF / Revenue
-86.39%
FCF / Revenue
-86.39%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$3.94
EPS (Basic)
$5.04
Dividends / Share
N/A
Book Value / Share
$44.49
EPS YoY Growth
189.71%
Balance Sheet (FY 2025)
Total Assets
$30.73B
Total Liabilities
$30.34B
Stockholders' Equity
$395.63M
Current Assets
$842.00K
Current Liabilities
$1.08M