Primis Financial Corp. FRST

Latest FY: 2025 Financial Services Banks - Regional
Market Price $16.61
Market Cap $412.70M
P/E Ratio 6.67
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-2,091.5% YoY
-$14.78M
Full year reported
Net Income ↑479.2% YoY
$61.44M
Net Margin: -415.8%
Free Cash Flow ↓-50.7% YoY
$9.03M
FCF Yield: 2.19%
EPS (Diluted) ↑477.3% YoY
$2.49
Basic: $2.49
Return on Equity Efficiency
14.5%
ROA: 1.5%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (FRST)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2024: Revenue YoY (-85.9%) is identical to Gross Profit YoY (-85.9%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $-0.3M $10.3M $0.83 $18.0M $17.9M
FY 2017 $0.3M +189.8% $0.3M $2.4M -76.5% $0.13 -84.3% $24.6M $23.2M +29.5%
FY 2018 $-1.5M -707.1% $33.7M +1,289.3% $1.39 +969.2% $41.4M $39.5M +70.4%
FY 2019 $4.3M +374.9% $4.3M $33.2M -1.6% $1.36 -2.2% $36.8M $35.7M -9.6%
FY 2020 $-0.6M -114.6% $23.3M -29.8% $0.96 -29.4% $29.7M $28.6M -19.9%
FY 2021 $-3.2M -415.0% $31.2M +34.2% $1.26 +31.3% $27.7M $25.2M -11.7%
FY 2022 $-34.1M -968.9% $14.1M -54.7% $0.57 -54.8% $12.4M $11.4M -54.7%
FY 2023 $5.2M +115.4% $5.2M $-7.8M -155.4% $-0.32 -156.1% $28.8M $26.9M +135.5%
FY 2024 $0.7M -85.9% $0.7M $-16.2M -106.9% $-0.66 -106.2% $19.5M $18.3M -31.8%
FY 2025 $-14.8M -2,091.5% $61.4M +479.2% $2.49 +477.3% $10.8M $9.0M -50.7%
$

Valuation

Market Price $16.61
Market Cap $412.70M
Enterprise Value N/A
P/E Ratio 6.67
P/B Ratio 0.97
FCF Yield 2.19%
Dividend Yield N/A
Shares Outstanding 24,772,100
%

Profitability & Margins

Gross Margin N/A
Operating Margin -490.99%
Net Margin -415.80%
Return on Equity (ROE) 14.53%
Return on Assets (ROA) 1.52%
Asset Turnover -0.00x
Revenue 3-Yr CAGR N/A
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $143.61M
Total Debt N/A
Book Value / Share $17.07
💧

Cash Flow Efficiency

Operating Cash Flow $10.77M
Capital Expenditures (CapEx) $1.73M
Free Cash Flow $9.03M
OCF / Revenue -72.86%
FCF / Revenue -61.13%
FCF 3-Yr CAGR -7.52%
🏷️

Per Share Metrics

EPS (Diluted) $2.49
EPS (Basic) $2.49
Dividends / Share N/A
Book Value / Share $17.07
EPS YoY Growth 477.27%
🏛️

Balance Sheet (FY 2025)

Total Assets $4.05B
Total Liabilities $3.62B
Stockholders' Equity $422.90M
Current Assets N/A
Current Liabilities N/A