← FS Bancorp, Inc. FSBW
Market Price
$43.78
Market Cap
$324.61M
P/E Ratio
10.21
Revenue (FY 2025)
↑5.9% YoY
$130.41M
3-Yr CAGR: 148.2%
Net Income
↓-4.8% YoY
$33.35M
Net Margin: 25.6%
Free Cash Flow
↑5.6% YoY
$51.94M
FCF Yield: 16.00%
EPS (Diluted)
↓-1.6% YoY
$4.29
Basic: $4.35
Return on Equity
Efficiency
10.8%
ROA: 1.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (FSBW)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+102.7%) is identical to Gross Profit YoY (+102.7%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-63.8%) is identical to Gross Profit YoY (-63.8%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+83.3%) is identical to Gross Profit YoY (+83.3%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+96.0%) is identical to Gross Profit YoY (+96.0%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (-45.9%) is identical to Gross Profit YoY (-45.9%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $33.9M | — | $29.7M | $10.5M | — | $3.51 | — | $3.6M | $-0.0M | — |
| FY 2017 | $41.2M | +21.8% | $36.3M | $14.1M | +34.2% | $4.28 | +21.9% | $15.1M | $14.1M | +201,071.4% |
| FY 2018 | $3.2M | -92.2% | $3.2M | $24.3M | +72.9% | $6.29 | +47.0% | $21.4M | $17.6M | +25.4% |
| FY 2019 | $6.6M | +102.7% | $6.6M | $22.7M | -6.7% | $5.01 | -20.3% | $9.2M | $6.7M | -61.9% |
| FY 2020 | $2.4M | -63.8% | $2.4M | $39.3M | +72.8% | $8.97 | +79.0% | $-32.3M | $-33.7M | -601.9% |
| FY 2021 | $4.3M | +83.3% | $4.3M | $37.4M | -4.7% | $4.32 | -51.8% | $109.0M | $107.0M | +417.6% |
| FY 2022 | $8.5M | +96.0% | $8.5M | $29.6M | -20.8% | $3.70 | -14.4% | $184.9M | $183.3M | +71.3% |
| FY 2023 | $4.6M | -45.9% | $4.6M | $36.1M | +21.6% | $4.56 | +23.2% | $77.7M | $76.0M | -58.5% |
| FY 2024 | $123.1M | +2,569.2% | $61.4M | $35.0M | -2.9% | $4.36 | -4.4% | $50.8M | $49.2M | -35.3% |
| FY 2025 | $130.4M | +5.9% | $63.6M | $33.3M | -4.8% | $4.29 | -1.6% | $72.3M | $51.9M | +5.6% |
Valuation
Market Price
$43.78
Market Cap
$324.61M
Enterprise Value
N/A
P/E Ratio
10.21
P/B Ratio
1.05
FCF Yield
16.00%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
48.74%
Operating Margin
31.53%
Net Margin
25.57%
Return on Equity (ROE)
10.84%
Return on Assets (ROA)
1.04%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
148.24%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$28.22M
Total Debt
N/A
Book Value / Share
$41.50
Cash Flow Efficiency
Operating Cash Flow
$72.31M
Capital Expenditures (CapEx)
$20.37M
Free Cash Flow
$51.94M
OCF / Revenue
55.45%
FCF / Revenue
39.83%
FCF 3-Yr CAGR
-34.32%
Per Share Metrics
EPS (Diluted)
$4.29
EPS (Basic)
$4.35
Dividends / Share
N/A
Book Value / Share
$41.50
EPS YoY Growth
-1.61%
Balance Sheet (FY 2025)
Total Assets
$3.20B
Total Liabilities
$2.89B
Stockholders' Equity
$307.69M
Current Assets
N/A
Current Liabilities
N/A