← GLACIER BANCORP, INC. GBCI
Market Price
$49.91
Market Cap
$6.48B
P/E Ratio
25.08
Revenue (FY 2025)
↑7.5% YoY
$101.07M
3-Yr CAGR: 6.9%
Net Income
↑25.7% YoY
$239.03M
Net Margin: 236.5%
Free Cash Flow
↑65.7% YoY
$347.55M
FCF Yield: 5.36%
EPS (Diluted)
↑18.5% YoY
$1.99
Basic: $2.00
Return on Equity
Efficiency
5.7%
ROA: 0.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (GBCI)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2024: Revenue YoY (+6.2%) is identical to Gross Profit YoY (+6.2%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+7.5%) is identical to Gross Profit YoY (+7.5%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $314.5M | — | $284.9M | $121.1M | — | $1.59 | — | $180.4M | $172.1M | — |
| FY 2017 | $345.2M | +9.7% | $315.3M | $116.4M | -3.9% | $1.50 | -5.7% | $254.7M | $244.6M | +42.1% |
| FY 2018 | $76.7M | -77.8% | $41.1M | $181.9M | +56.3% | $2.17 | +44.7% | $280.7M | $262.1M | +7.1% |
| FY 2019 | $69.9M | -8.9% | $27.1M | $210.5M | +15.8% | $2.38 | +9.7% | $226.6M | $210.3M | -19.8% |
| FY 2020 | $54.5M | -22.0% | $27.2M | $266.4M | +26.5% | $2.81 | +18.1% | $189.5M | $177.8M | -15.4% |
| FY 2021 | $65.2M | +19.6% | $46.6M | $284.8M | +6.9% | $2.86 | +1.8% | $572.0M | $562.6M | +216.4% |
| FY 2022 | $82.8M | +27.1% | $41.6M | $303.2M | +6.5% | $2.74 | -4.2% | $470.7M | $447.4M | -20.5% |
| FY 2023 | $88.5M | +6.9% | $88.5M | $222.9M | -26.5% | $2.01 | -26.6% | $500.7M | $451.4M | +0.9% |
| FY 2024 | $94.0M | +6.2% | $94.0M | $190.1M | -14.7% | $1.68 | -16.4% | $258.0M | $209.8M | -53.5% |
| FY 2025 | $101.1M | +7.5% | $101.1M | $239.0M | +25.7% | $1.99 | +18.5% | $374.4M | $347.6M | +65.7% |
Valuation
Market Price
$49.91
Market Cap
$6.48B
Enterprise Value
N/A
P/E Ratio
25.08
P/B Ratio
1.54
FCF Yield
5.36%
Dividend Yield
2.64%
Shares Outstanding
Profitability & Margins
Gross Margin
19.90%
Operating Margin
287.17%
Net Margin
236.49%
Return on Equity (ROE)
5.67%
Return on Assets (ROA)
0.75%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
6.85%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$203.79M
Total Debt
N/A
Book Value / Share
$32.38
Cash Flow Efficiency
Operating Cash Flow
$374.40M
Capital Expenditures (CapEx)
$26.85M
Free Cash Flow
$347.55M
OCF / Revenue
370.43%
FCF / Revenue
343.86%
FCF 3-Yr CAGR
-8.07%
Per Share Metrics
EPS (Diluted)
$1.99
EPS (Basic)
$2.00
Dividends / Share
$1.32
Book Value / Share
$32.38
EPS YoY Growth
18.45%
Balance Sheet (FY 2025)
Total Assets
$31.98B
Total Liabilities
$27.76B
Stockholders' Equity
$4.21B
Current Assets
N/A
Current Liabilities
N/A