GREEN DOT CORP GDOT

Latest FY: 2025 Financial Services Credit Services
Market Price $13.54
Market Cap $765.75M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑20.7% YoY
$2.08B
3-Yr CAGR: 12.8%
Net Income ↓-270.3% YoY
-$98.87M
Net Margin: -4.8%
Free Cash Flow ↑830.3% YoY
$66.02M
FCF Yield: 8.62%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
-11.1%
ROA: -134.9%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (GDOT)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $718.8M $202.7M $41.6M $111.5M $68.2M
FY 2017 $890.2M +23.8% $253.9M $85.9M +106.5% $218.3M $174.2M +155.2%
FY 2018 $1,041.8M +17.0% $312.6M $118.7M +38.2% $251.1M $190.0M +9.1%
FY 2019 $1,108.6M +6.4% $322.7M $99.9M -15.8% $189.9M $111.7M -41.2%
FY 2020 $1,253.8M +13.1% $311.8M $23.1M -76.8% $209.2M $150.1M +34.4%
FY 2021 $1,433.2M +14.3% $397.1M $47.5M +105.3% $162.5M $105.1M -30.0%
FY 2022 $1,449.6M +1.1% $426.3M $64.2M +35.2% $277.7M $193.4M +84.0%
FY 2023 $1,501.3M +3.6% $378.2M $6.7M -89.5% $97.5M $21.6M -88.8%
FY 2024 $1,723.9M +14.8% $368.4M $-26.7M -497.2% $81.4M $7.1M -67.1%
FY 2025 $2,080.5M +20.7% $365.7M $-98.9M -270.3% $138.6M $66.0M +830.3%
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Valuation

Market Price $13.54
Market Cap $765.75M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 0.86
FCF Yield 8.62%
Dividend Yield N/A
Shares Outstanding 56,680,300
%

Profitability & Margins

Gross Margin 17.58%
Operating Margin 0.66%
Net Margin -4.75%
Return on Equity (ROE) -11.11%
Return on Assets (ROA) -134.92%
Asset Turnover 28.39x
Revenue 3-Yr CAGR 12.80%
🛡️

Financial Health & Liquidity

Current Ratio 0.01
Cash Ratio 0.28
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $1.42B
Total Debt N/A
Book Value / Share $15.71
💧

Cash Flow Efficiency

Operating Cash Flow $138.56M
Capital Expenditures (CapEx) $72.54M
Free Cash Flow $66.02M
OCF / Revenue 6.66%
FCF / Revenue 3.17%
FCF 3-Yr CAGR -30.11%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $15.71
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $73.28M
Total Liabilities $5.03B
Stockholders' Equity $890.25M
Current Assets $73.28M
Current Liabilities $5.03B