← GLOBE LIFE INC. GL
Market Price
$180.96
Market Cap
$14.06B
P/E Ratio
12.86
Revenue (FY 2025)
↑3.7% YoY
$5.99B
3-Yr CAGR: 4.8%
Net Income
↑8.4% YoY
$1.16B
Net Margin: 19.4%
Free Cash Flow
↓-5.8% YoY
$1.25B
FCF Yield: 8.92%
EPS (Diluted)
↑17.8% YoY
$14.07
Basic: $14.27
Return on Equity
Efficiency
19.4%
ROA: 3.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (GL)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $3,934.6M | — | $782.9M | $549.8M | — | $4.49 | — | $1,398.7M | $1,373.5M | — |
| FY 2017 | $4,155.6M | +5.6% | $807.0M | $1,454.5M | +164.6% | $12.22 | +172.2% | $1,429.1M | $1,408.8M | +2.6% |
| FY 2018 | $4,303.8M | +3.6% | $865.5M | $701.5M | -51.8% | $6.09 | -50.2% | $1,277.6M | $1,232.6M | -12.5% |
| FY 2019 | $4,527.5M | +5.2% | $910.7M | $760.8M | +8.5% | $6.83 | +12.2% | $1,363.9M | $1,321.7M | +7.2% |
| FY 2020 | $4,737.9M | +4.6% | $901.1M | $731.8M | -3.8% | $6.82 | -0.1% | $1,476.4M | $1,434.7M | +8.6% |
| FY 2021 | $5,112.9M | +7.9% | $853.1M | $745.0M | +1.8% | $7.22 | +5.9% | $1,437.7M | $1,399.4M | -2.5% |
| FY 2022 | $5,214.9M | +2.0% | $982.9M | $739.7M | -0.7% | $7.47 | +3.5% | $1,422.2M | $1,394.3M | -0.4% |
| FY 2023 | $5,447.5M | +4.5% | $1,259.9M | $970.8M | +31.2% | $10.07 | +34.8% | $1,482.4M | $1,432.9M | +2.8% |
| FY 2024 | $5,778.1M | +6.1% | $2,756.5M | $1,070.8M | +10.3% | $11.94 | +18.6% | $1,402.4M | $1,331.4M | -7.1% |
| FY 2025 | $5,994.3M | +3.7% | $2,968.8M | $1,161.2M | +8.4% | $14.07 | +17.8% | $1,396.4M | $1,253.9M | -5.8% |
Valuation
Market Price
$180.96
Market Cap
$14.06B
Enterprise Value
N/A
P/E Ratio
12.86
P/B Ratio
2.35
FCF Yield
8.92%
Dividend Yield
0.60%
Shares Outstanding
Profitability & Margins
Gross Margin
49.53%
Operating Margin
0.04%
Net Margin
19.37%
Return on Equity (ROE)
19.44%
Return on Assets (ROA)
3.77%
Asset Turnover
0.19x
Revenue 3-Yr CAGR
4.75%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.388
Debt / Assets
0.075
Cash & Equivalents
N/A
Total Debt
$2.32B
Book Value / Share
$76.95
Cash Flow Efficiency
Operating Cash Flow
$1.40B
Capital Expenditures (CapEx)
$142.48M
Free Cash Flow
$1.25B
OCF / Revenue
23.30%
FCF / Revenue
20.92%
FCF 3-Yr CAGR
-3.47%
Per Share Metrics
EPS (Diluted)
$14.07
EPS (Basic)
$14.27
Dividends / Share
$1.08
Book Value / Share
$76.95
EPS YoY Growth
17.84%
Balance Sheet (FY 2025)
Total Assets
$30.81B
Total Liabilities
$935.06M
Stockholders' Equity
$5.97B
Current Assets
N/A
Current Liabilities
N/A