GENWORTH FINANCIAL INC GNW

Latest FY: 2025 Financial Services Insurance - Life
Market Price $10.15
Market Cap $3.82B
P/E Ratio 18.81
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-43.6% YoY
$4.12B
3-Yr CAGR: -18.1%
Net Income ↓-25.4% YoY
$223.00M
Net Margin: 5.4%
Free Cash Flow ↑245.5% YoY
$304.00M
FCF Yield: 7.96%
EPS (Diluted) ↓-20.6% YoY
$0.54
Basic: $0.54
Return on Equity Efficiency
2.5%
ROA: 0.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (GNW)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $8,369.0M $2,787.0M $-277.0M $-0.56 $1,852.0M $1,852.0M
FY 2017 $8,295.0M -0.9% $2,832.0M $817.0M +394.9% $1.63 +391.1% $2,554.0M $2,554.0M +37.9%
FY 2018 $8,430.0M +1.6% $2,447.0M $119.0M -85.4% $0.24 -85.3% $1,633.0M $1,633.0M -36.1%
FY 2019 $8,096.0M -4.0% $2,694.0M $343.0M +188.2% $0.67 +179.2% $2,079.0M $2,079.0M +27.3%
FY 2020 $8,658.0M +6.9% $3,065.0M $178.0M -48.1% $0.35 -47.8% $1,960.0M $1,960.0M -5.7%
FY 2021 $7,832.0M -9.5% $3,289.0M $904.0M +407.9% $1.76 +402.9% $437.0M $437.0M -77.7%
FY 2022 $7,507.0M -4.1% $3,159.0M $609.0M -32.6% $1.19 -32.4% $1,049.0M $1,049.0M +140.0%
FY 2023 $7,488.0M -0.3% $6,724.0M $76.0M -87.5% $0.16 -86.6% $600.0M $600.0M -42.8%
FY 2024 $7,295.0M -2.6% $6,483.0M $299.0M +293.4% $0.68 +325.0% $88.0M $88.0M -85.3%
FY 2025 $4,117.0M -43.6% $3,239.0M $223.0M -25.4% $0.54 -20.6% $327.0M $304.0M +245.5%
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Valuation

Market Price $10.15
Market Cap $3.82B
Enterprise Value $4.30B
P/E Ratio 18.81
P/B Ratio 0.44
FCF Yield 7.96%
Dividend Yield N/A
Shares Outstanding 383,009,300
%

Profitability & Margins

Gross Margin 78.67%
Operating Margin 8.79%
Net Margin 5.42%
Return on Equity (ROE) 2.55%
Return on Assets (ROA) 0.25%
Asset Turnover 0.05x
Revenue 3-Yr CAGR -18.15%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.173
Debt / Assets 0.017
Cash & Equivalents $1.03B
Total Debt $1.51B
Book Value / Share $22.85
💧

Cash Flow Efficiency

Operating Cash Flow $327.00M
Capital Expenditures (CapEx) $23.00M
Free Cash Flow $304.00M
OCF / Revenue 7.94%
FCF / Revenue 7.38%
FCF 3-Yr CAGR -33.82%
🏷️

Per Share Metrics

EPS (Diluted) $0.54
EPS (Basic) $0.54
Dividends / Share N/A
Book Value / Share $22.85
EPS YoY Growth -20.59%
🏛️

Balance Sheet (FY 2025)

Total Assets $88.08B
Total Liabilities $78.32B
Stockholders' Equity $8.75B
Current Assets N/A
Current Liabilities N/A