GREAT SOUTHERN BANCORP, INC. GSBC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $81.31
Market Cap $901.36M
P/E Ratio 13.13
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑4.4% YoY
$229.28M
3-Yr CAGR: -0.6%
Net Income ↑14.8% YoY
$70.97M
Net Margin: 31.0%
Free Cash Flow ↑79.0% YoY
$70.06M
FCF Yield: 7.77%
EPS (Diluted) ↑17.7% YoY
$6.19
Basic: $6.23
Return on Equity Efficiency
11.2%
ROA: 1.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (GSBC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $191.6M $169.4M $45.3M $3.21 $80.1M $69.2M
FY 2017 $193.7M +1.1% $165.8M $51.6M +13.7% $3.64 +13.4% $62.8M $55.4M -19.9%
FY 2018 $204.4M +5.5% $166.7M $67.1M +30.1% $4.71 +29.4% $94.2M $84.9M +53.2%
FY 2019 $211.3M +3.4% $156.7M $73.6M +9.7% $5.14 +9.1% $86.4M $74.6M -12.1%
FY 2020 $212.2M +0.4% $171.6M $59.3M -19.4% $4.21 -18.1% $46.0M $37.8M -49.3%
FY 2021 $216.2M +1.9% $195.5M $74.6M +25.8% $5.46 +29.7% $85.0M $79.2M +109.5%
FY 2022 $233.8M +8.1% $206.4M $75.9M +1.8% $6.02 +10.3% $66.6M $46.5M -41.4%
FY 2023 $223.3M -4.5% $119.7M $67.8M -10.7% $5.61 -6.8% $80.7M $73.4M +58.0%
FY 2024 $219.7M -1.6% $84.2M $61.8M -8.8% $5.26 -6.2% $44.1M $39.1M -46.7%
FY 2025 $229.3M +4.4% $115.8M $71.0M +14.8% $6.19 +17.7% $81.5M $70.1M +79.0%
$

Valuation

Market Price $81.31
Market Cap $901.36M
Enterprise Value N/A
P/E Ratio 13.13
P/B Ratio 1.41
FCF Yield 7.77%
Dividend Yield 2.04%
Shares Outstanding 11,062,300
%

Profitability & Margins

Gross Margin 50.50%
Operating Margin 38.07%
Net Margin 30.95%
Return on Equity (ROE) 11.16%
Return on Assets (ROA) 1.27%
Asset Turnover 0.04x
Revenue 3-Yr CAGR -0.64%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $189.55M
Total Debt N/A
Book Value / Share $57.50
💧

Cash Flow Efficiency

Operating Cash Flow $81.52M
Capital Expenditures (CapEx) $11.46M
Free Cash Flow $70.06M
OCF / Revenue 35.55%
FCF / Revenue 30.55%
FCF 3-Yr CAGR 14.66%
🏷️

Per Share Metrics

EPS (Diluted) $6.19
EPS (Basic) $6.23
Dividends / Share $1.66
Book Value / Share $57.50
EPS YoY Growth 17.68%
🏛️

Balance Sheet (FY 2025)

Total Assets $5.60B
Total Liabilities $4.96B
Stockholders' Equity $636.13M
Current Assets N/A
Current Liabilities N/A