← HANMI FINANCIAL CORP HAFC
Market Price
$32.45
Market Cap
$966.52M
P/E Ratio
12.93
Revenue (FY 2025)
↑15.3% YoY
$270.17M
3-Yr CAGR: 4.4%
Net Income
↑22.3% YoY
$76.09M
Net Margin: 28.2%
Free Cash Flow
↑296.9% YoY
$203.70M
FCF Yield: 21.08%
EPS (Diluted)
↑22.4% YoY
$2.51
Basic: $2.53
Return on Equity
Efficiency
9.6%
ROA: 1.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (HAFC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $160.2M | — | $141.9M | $56.5M | — | $1.75 | — | $54.4M | $53.7M | — |
| FY 2017 | $176.8M | +10.4% | $144.3M | $54.7M | -3.2% | $1.69 | -3.4% | $79.9M | $79.0M | +47.3% |
| FY 2018 | $181.0M | +2.4% | $127.6M | $57.9M | +5.9% | $1.79 | +5.9% | $76.6M | $72.9M | -7.7% |
| FY 2019 | $175.9M | -2.8% | $105.0M | $32.8M | -43.3% | $1.06 | -40.8% | $58.8M | $58.8M | -19.4% |
| FY 2020 | $180.9M | +2.9% | $137.9M | $42.2M | +28.7% | $1.38 | +30.2% | $60.2M | $60.2M | +2.4% |
| FY 2021 | $195.1M | +7.8% | $173.4M | $98.7M | +133.9% | $3.22 | +133.3% | $93.7M | $93.7M | +55.7% |
| FY 2022 | $237.6M | +21.8% | $201.5M | $101.4M | +2.8% | $3.32 | +3.1% | $147.3M | $145.4M | +55.1% |
| FY 2023 | $221.3M | -6.9% | $73.2M | $80.0M | -21.1% | $2.62 | -21.1% | $107.8M | $105.4M | -27.5% |
| FY 2024 | $234.4M | +5.9% | $38.4M | $62.2M | -22.3% | $2.05 | -21.8% | $53.9M | $51.3M | -51.3% |
| FY 2025 | $270.2M | +15.3% | $95.4M | $76.1M | +22.3% | $2.51 | +22.4% | $206.0M | $203.7M | +296.9% |
Valuation
Market Price
$32.45
Market Cap
$966.52M
Enterprise Value
N/A
P/E Ratio
12.93
P/B Ratio
1.21
FCF Yield
21.08%
Dividend Yield
3.33%
Shares Outstanding
Profitability & Margins
Gross Margin
35.32%
Operating Margin
28.16%
Net Margin
28.16%
Return on Equity (ROE)
9.55%
Return on Assets (ROA)
0.97%
Asset Turnover
0.03x
Revenue 3-Yr CAGR
4.37%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$26.75
Cash Flow Efficiency
Operating Cash Flow
$206.01M
Capital Expenditures (CapEx)
$2.31M
Free Cash Flow
$203.70M
OCF / Revenue
76.25%
FCF / Revenue
75.40%
FCF 3-Yr CAGR
11.90%
Per Share Metrics
EPS (Diluted)
$2.51
EPS (Basic)
$2.53
Dividends / Share
$1.08
Book Value / Share
$26.75
EPS YoY Growth
22.44%
Balance Sheet (FY 2025)
Total Assets
$7.87B
Total Liabilities
$7.07B
Stockholders' Equity
$796.39M
Current Assets
N/A
Current Liabilities
N/A